Published in Economic Times. Written by Chandan D. S. Dang The Insurance Regulatory and Development Authority of India (IRDAI) issued three new guidelines in June 2020 to insurers offering health insurance products. These guidelines require insurance companies to make three changes in their policies and functioning to make health insurance more consumer-friendly. The changes are: […]
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5 Simple Daily Yoga Exercises For Good Health
Some of the selected daily exercises from yoga for healthy living are given below. These exercises will not only help you rejuvenate, but will also combat stress and keep you healthy. These exercises are very simple and each asanas requires 4-5 minutes. Shava Asana (The Corpse/ Death Pose): Just lie down on the mat, close […]
10 exercises that can be done anywhere
Divebombers This exercise requires you to start in a piked position . You then lower your nose to the ground while maintain your arched position . Right before your nose hits the floor flatten yourself out as if you are trying to slide under a bar and keeping your hips low to the ground drive […]
Some form of age proof is necessary to buy insurance
published in Mint on Tuesday, Sep 17th, Written by Kapil Mehta I have an all-risk marine insurance to cover transport of wares from my factory. Does this cover have any exclusions? —Nari R. All risk policies are generally comprehensive. Specific exclusions depend upon the policy and the terms you negotiated while buying the cover. Generally, some […]
Do not mix investment and protection: term insurance is for your family, if you die early
Published in Mint on 16th October 2017. Written by Abhishek Bondia We bought term insurance 3 years ago with a sum assured of Rs10 lakh. Since then, we have made more investments in mutual funds and the net asset value (NAV) of our units is already more than Rs10 lakh. The premium we spend on […]
Buy a home insurance policy that pays actual cost of repairs
Published in Mint on 28th August, 2017. Written by Abhishek Bondia I am looking to buy home insurance for my apartment. If I buy a long-term policy (10 years) now, will the rates be locked-in for the period, regardless of increase in premium for renewals? —Harpal Khanna Yes. If you buy a long-term policy, premium […]
Top 5 Fat Burning Drinks
In today’s world, the biggest problem searched on the internet is how to lose weight. Eating balanced diet and exercising is the best way to lose the weight. There are lots of healthy foods that can be added to your daily meals to increase your fat burning potential and the ability to lose stomach fat. But […]
How to select health insurance.
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India’s best mediclaim plans
Published in Mint on 31st July, 2017. Suppose you are in the market for a health insurance policy. Do you know how much time you need to read through at least 60 policy documents? Assuming it takes an hour to read one brochure, it will take you 60 hours or little over a week to […]
Insurance rules do not allow you to profit from a loss
Published in Mint on 20th November, 2017. Written by Abhishek Bondia I have come to the US for a 3-month vacation. On my way here, the airline misplaced my baggage. I had travel insurance that covered lost baggage. However, when I contacted the airline counter they offered to compensate me for the loss and paid […]