How Does a Health Insurance Top Up Policy Work?

If you have a car, you certainly know the risk of driving the vehicle without a Stepney. Similarly, a Health Insurance Top Up Policy is like a Stepney to your health insurance policy after you exhaust the coverage. Mediclaim covers bills up to the sum insured, while a top-up plan covers costs above the threshold […]

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5 Points to Note Before Buying Health Insurance Top-Up Plan

Health insurance top-up plans offer the financial backup that you would require once the cover available under your base health insurance plan is exhausted. For instance, if your medical expenses are Rs 10 lakh and your mediclaim policy covers only Rs 5 lakh. The remaining Rs 5 lakh would cover by your health insurance top-up […]

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Super Top-Up Vs Top-Up Health Insurance

Considering the alarming medical inflation rate, it is not only essential to have health insurance coverage, but also have the correct amount of cover. Inadequate health insurance is like carrying a mini umbrella in the rain. Even if you are walking in the rain with an umbrella in your hand, you will not be able […]

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