View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
There are specific exclusions such as adventure sports, driving under the influence of alcohol, and maternity related complications. Often, these are not disclosed or understood by the insured.
Under a group accident insurance policy, it is important to disclose exact nature of work. Since the risk varies considerably based on a person’s occupation, claims are rejected if information is found to be false at the time of claim.
If your insurance is not renewed on time then claims filed after the renewal date are denied. We ensure renewal in time by sending reminders and following up.
Provide the completed claim form, insurance policy correspondence with separation form. In case of death of member, death certificate and post mortem reports are required.
Policy can be enhanced with some rider plans to cover accidental death benefit, accidental disability benefit. This could be structured as a supplementary plan.
There are no specific exclusions under group gratuity insurance policy. But add on covers can be excluded in specific cases like intentional self injury, attempted suicide etc.
We have specialized health underwriters who can give specific recommendations to you.
We work with all insurers to get you the best options- both in terms of price and features.
Proposal forms and medical tests are quickly turned around. We follow up with insurers to make sure the insurance is issued fast.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We support you if you need to get medical tests done or would like access to our wellness programmes.
See all your insurances and renewal information in one place. Place service requests on PAM.
A comprehensive, fact-based rating of all the individual health insurance products in the market. This is the benchmark for comparing health insurance.
An android and iOS app to keep track of all your insurances. Get insurance contracts and other details instantly. Renewal reminders sent over phone and email.
