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View and download policies, proposal forms, detailed wordings, network hospital list etc.

Interact with servicing team.

See escalation matrix, send service requests, track progress, get acknowledgements etc.

Manage claims.

Intimate claim, fill claim form, share documents, track status, get reminders etc.

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Product ADVANTAGE

  • Comprehensive Cover

    Cover accidental death, permanent disability and temporary total disability. It also covers medical expenses linked to accident.

  • Graded Cover

    It is possible to have multiple sum assured in the policy. Coverage can vary by grade, designation, profile and salary.

  • Education Grant for Dependents

    Add-ons are available to cover education expenses for children in case of parent's death.

  • Fast Claim Settlement

    Claim settlement is faster than Workmen Compensation policies, as there is no need to wait for adjudication by the court/commissioner.

Why Claims get rejected?

Specific Exclusions

There are specific exclusions such as adventure sports, driving under the influence of alcohol, and maternity related complications. Often, these are not disclosed or understood by the insured.

Non-Disclosure of Occupancy

Under a group accident insurance policy, it is important to disclose exact nature of work. Since the risk varies considerably based on a person’s occupation, claims are rejected if information is found to be false at the time of claim.

Non-Timely Renewal

Customers generally ignore the renewal process due to which the claimed filed between the renewal gap are rejected. We prevent this by sending timely renewal reminders.

Why Securenow

  • DEEP PRODUCT KNOWLEDGE

    We have specialized employee benefits underwriters and tie-ups with international experts.

  • COST-EFFECTIVE INSURANCE

    We work with all insurers to get you the best options- both in terms of price and features.
     

  • QUICK TURNAROUND

    Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.

  • STRONG CLAIM SUPPORT

    We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.

  • VALUE ADDED SERVICES

    We will advice you on risk management best practices.

  • POLICY ADMINISTRATION SYSTEM (PAM)

    See all your contracts renewal information in one place. Place service requests on PAM.

Downloads

  • proposal form

  • Claim forms

  • Policy wordings

FAQs

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