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The policy provides cover at various stages of an erection project that involves–Storage, Testing, Maintenance or Commissioning at a plant or machinery engineering site.
Engineering all risk insurance policies may also cover the professional fees with respect to the reinstatement of the work.
Offers cover against legal liability that may arise to a third party for bodily injury and property damage caused to them due to an accident at the work site.
The premium depends upon the type of the erection project, duration of the project, excess options and the sum insured. If the period of the policy exceeds 12 months, premium can be paid in installments.
Claims that arise due to defects in the erection project that may result due to faulty workmanship and design, repair, alteration, gradual deterioration are not accepted.
Any use of fraud schemes and devices that involves you or employee to create false claim will face a definite decline.
Claims against losses due to shortages, accounting error, unexplained disappearance that comes to notice at the time of inventory shall be subject to rejection.
Inform the insurer as soon as the mishap occurs. Do not initiate any repair work without the knowledge of the insurer. Do not dispose any damaged property before inspection by the insurer. Take active participation in the investigation process.
Optional add-ons of the policy include storage risk at fabricators premises, clearance and removal of debris, air freight, cross liability, third-party liability.
Exclusions under engineering all risk policy are- consequential losses, cessation of work, war and related perils, radioactive contamination etc.
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
See all your contracts renewal information in one place. Place service requests on PAM.