Engineering All Risk Insurance

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Engineering All Risk Insurance Advantage

All Risk Cover
The policy provides cover at various stages of an erection project that involves–Storage, Testing, Maintenance or Commissioning at a plant or machinery engineering site.
Professional Fees
Engineering All Risk insurance policies may also cover the professional fees with respect to the reinstatement of the work.
Cover for Third Party Liability
Offers cover against legal liability that may arise to a third party for bodily injury and property damage caused to them due to an accident at engineering site.
The premium depends upon the type of the erection project, duration of the project, excess options and the sum insured. If the period of the policy exceeds 12 months, premium can be paid in installments.

Why Claims Get Rejected?

Building Defects

Claims that arise due to faulty workmanship and design, repair, alteration, gradual deterioration are not accepted.


Any use of fraud schemes and devices that involves you or an employee creating a false claim will be declined.

Inventory Losses

Claims against losses due to shortages, accounting errors, unexplained disappearances that comes to notice at the time of inventory shall be rejected.

Why SecureNow

Product Knowledge

We have specialized underwriters and tie-ups with international experts.


We work with all insurers to get you the best options- both in terms of price and features.

Quick Turnaround

Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.

Strong Claim

We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.

Value Added

We will advice you on risk management best practices.

Policy Administration
System (PAM)

See all your contracts renewal information in one place. Place service requests on PAM.


The policy is particularly relevant for industrial plants and machinery construction where setting up a new apparatus entails certain risks that may have overwhelming financial consequences.
There are -
  • War and allied perils
  • Willfully wrong act & negligence
In order to buy the best erection all risks insurance policy, compare quotes online and buy the most comprehensive and reasonable plan.
The key elements included under “all risks” of this policy are -
  • Riot, strike or any form of malicious act
  • Burglary & theft
  • All kinds of natural calamities- storm, cyclone, floods, inundation
  • Human error and negligence
  • Collapse or damage caused from foreign objects
  • Unforeseen and accidental damages
  • Electrical or mechanical faults
Yes, the engineering all risk insurance policy does provide cover against act of terrorism. However, you may be required to pay extra premium amount for the same.
Depending upon the duration of the cover and the type of policy, the premium amount for engineering all risk insurance can be paid in installments. Although, do check with individual insurer to confirm the same.

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