View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
This insurance covers property owned by third parties. If you own the material then that is not insured
Only costs of actual loss or damages are paid. Consequential loss is excluded. If the damage of goods results in a penalty on you then that is not covered. Only the costs of goods destroyed will be paid.
The cover cannot be provided to the goods and/or merchandise which may be illicit or illegal or contraband or smuggled.
Extensions can be purchased to cover
Typical exclusions are data transfer to HR vendors, particularly for payroll; data stored on external servers not controlled by you; and copyright infringement. These significant exclusions can be removed. The key is to go over each technology platform and data transfer process with the insurer.Typical exclusions are contractual liabilities, inherent defects, wear and tear, deterioration, spontaneous combustion, decay of perishable goods, confiscation by public authority, illegal activity or consequential losses arising from loss of damage to goods.
We have specialized underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information in one place. Place service requests on PAM.
