Package policy will cover your institution property against the losses from fire, lightning, riots, flood, earthquake, storm and other special perils. The electrical and mechanical appliances in the premises will be covered against the accidental breakdown. This policy will provide protection to the portable equipment against fire , theft or any other causes.
Cover your students against the risk of any accident leading to permanent partial disability, permanent total disability or even death. Also the student’s health is secured under this policy as this policy will pay for hospitalisation expenses of the students. This insurance can also pay for the education of the child if a parent dies. The premium can be paid annually.
Employees can be covered in this policy in case of any personal accident leading to disability or death. This package policy also protects you from the legal liability to all employees under Workmen Compensation Act, 1923 and indemnity against legal liability under the Fatal Accidents Act, 1855.
Cover yourself against the third party liability due to any bodily injury occurring in your premises or, loss or damage to the property. This policy will also cover you against direct financial loss suffered on account of fraud, dishonesty or misappropriation by your employees.
Educational institutions insurance covers your valuable property, employees and is available at low rates. Customise the insurance to your need. The insurance can be tailored according the different coverage you would like to choose.
Since educational institution insurance has few restrictions and simple claim documentation requirements, claim settlement is relatively smooth. If there is a delay in settlement you can escalate this to us using Notify, our mobile app or contact number. We will step in to hasten the process.
Several types of add-on covers are available on paying additional premium. Some of these additional covers are commercial auto cover, large property coverage and loss due to business interruption.
We have specialized underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information in one place. Place service requests on PAM.