As the digital world progresses, personal cyber security becomes increasingly important. Individuals are more exposed to a variety of cybercrimes. This ranges from money theft to...
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Table of Contents
- > Key Coverage of Personal Cyber Insurance Policy
- > Quick Guide to Personal Cyber Insurance Policy
- > Frequently Asked Questions
- > Why SecureNow?
Key Coverage of Personal Cyber Insurance Policy
Unauthorised Online Transaction
Cyber crime insurance covers loss due to fraudulent use of the bank account and or credit/debit card and or e-wallets by a third party for purchases made over the internet.
Legal Protection
Cyber insurance plan covers not only financial losses but also the legal expenses upto full policy limit.
Family Coverage
This policy also allows you to cover not only yourself but your family members also. One has the option to get coverage for his/her spouse & 2 dependent kids.
Various Benefits
Cyber crime plan provides protection in the event of online breach like phishing, e-mail spoofing, e-extortion, identity theft, unauthorised online transactions, cyber bullying etc.
Quick Guide to Personal Cyber Insurance Policy
What is a Personal Cyber Insurance?
Personal Cyber Insurance aims to protect individuals from losses arising from cyber attacks such as phishing, bullying, etc. While extension options for families might be available, this insurance primarily aims to protect individuals.
Personal Cyber Insurance aims to protect individuals from losses arising from cyber attacks such as phishing, bullying, etc. While extension options for families might be available, this insurance primarily aims to protect individuals.
While corporate cyber insurance is quite popular, most people remain unaware of the importance of Personal Cyber Insurance policy. Hacking an personal's database can be easier than hacking into a company’s data. This makes Cyber security insurance for individuals more prone to cyber data attacks.
Many companies do not protect their employees' personal data, even if their cyber coverage policies include it. Cyber Insurance policy thus becomes a necessity for individuals. As a business owner, people can use your personal information against you and your company, like passwords and identification. However, Commercial Insurance usually excludes coverage for such personal data.
Why is Personal Cyber insurance highly relevant in the Indian context?
India has witnessed a digital boom in the past few years. In this era, almost every corner of the country has access to unlimited information. With such rapid adoption of internet technologies, threats related to the sector have also seen a rise.
The introduction of UPI in India has enabled smoother online transactions. But the losses due to internet-related payments, such as Net Banking, ATMs, Credit cards, etc., have increased significantly. In the fiscal year 2020-21 alone, financial institutions recorded these losses at an amount of Rs 63.4 crore.
Since COVID, working from home has been prevalent in the country, leading to more online interactions. In 2018, pre-Covid stats of cyber security incidents was 2.08 lakh. This saw a more than five times increase, with 14.02 lakh cases reported in 2021.
In September 2021, the Insurance Regulatory and Development Authority of India (IRDAI) issued guidelines for insurers. These guidelines pertain to the inclusions and protection of individuals against cyber attacks. This is a step to fill the gaps in the cyber security space in the country.
In August 2023, the Lok Sabha passed the Digital Personal Data Protection Bill. This bill establishes rules for data-related companies and enumerates consumer rights. The bill suggested a highest fine of 250 crore and a lowest fine of 50 crore for any violation. Such Cyber laws are becoming more prevalent as the government considers cyber security and data breaches as serious offenses.
Individual cyber insurance policy, includes coverage for sensitive information, safeguarding you from financial loss because of identity theft or malware attack. Hence, people sometimes label this policy as Identity Theft Insurance. Moreover, it provides protection against potential bodily injury risks arising from cyber threats, ensuring your peace of mind.
As a country, India is still learning to deal with technological threats. This makes it vulnerable to cyber attacks in a world where technology gets more intelligent daily. Plus, ransomware threats are surging worldwide, and India is no exception. Hence, individuals need to have Cyber Insurance policy in place.
What primary cyber threats pose the most significant risk to individuals?
Individuals, compared to organisations, may take cyber security concerns less seriously. Companies maintain dedicated teams of IT professionals and cyber security experts, along with substantial funds and robust security policies. In contrast, most individuals hardly implement similar measures for personal data protection.
Some people prefer a 4-digit password for convenience, even though it may not be as secure as a longer one. So, this would make him more vulnerable to cyber attacks such as data breaches and hacking.
Individuals can fall victim to malpractices like phishing more frequently than companies. Such criminals manipulate people into clicking malicious links or submitting money, which makes individuals more susceptible to these attacks. Individuals also use multiple devices and services, such as smartphones, tablets, and laptops.
This increases their attack surface. Each device and online account can become a potential entry point for cyber criminals. Cyber criminals deploy various social engineering strategies to exploit human psychology. They tend to evoke emotions such as fear, urgency, and trust to gain access to prohibited personal information.
Impersonation refers to the act of posing or pretending to be someone known to access information. Criminals may play on empathy or compassion to have the upper hand. Naturally, individuals are more prone to such threats as exploitation can be more accessible.
Tailgating is another form of attack that individuals are prone to. It refers to (mostly physically) following a person, building connections, and using their kindness to gain information against them. In fact, individuals usually have limited resources and information on such attacks at a personal level.
People are also more prone to risks such as financial defaults. Companies can get money or loans to handle cyber attack losses, but individuals have less protection against these attacks. Therefore, it becomes essential for each person to have Cyber Insurance.
What does an Individual cyber insurance cover?
Personal cyber insurance policy provides protection against various cybercrimes for individuals, such as:
- Theft of identity leads to financial losses. This would cover identity restoration costs, legal fees, and related expenses.
- Data breach and related costs such as notification costs incurred, credit monitoring, and potential legal fees.
- The insurance covers ransom money demanded for lost or unauthorized data access.
- Any financial losses occurring from fraudulent online transactions or stealing.
- Coverage and aid related to cyber extortion.
- Coverage from phishing and other malpractices.
- Legal expenses in cases of defamation or claims.
- Coverage from privacy violations in case of prohibited social media account access (media liability).
- Protection in case of defamation or slander.
- Coverage and restoration in case of a cyber attack on your home system or personal network.
- Legal fees incurred in court settlements.
- Monetary losses resulting from fraudulent email attacks.
- Any third-party charges against you because of the attack, such as malpractices, defamation, privacy violation, etc.
- In cases of cyber stalking, the insurance covers expenses for investigating and prosecuting online stalkers.
- Access to fraud specialists and cyber security experts.
- Monitoring and investigation costs
- Replacing or repairing digital data
What does Individual Cyber Insurance not cover?
Personal Cyber Insurance policy excludes certain risks such as:
- Events or attacks that occurred before the policy’s commencement.
- Insurance doesn't cover crypto currency and related attacks because of their non-recognition as legal tender in India.
- Losses resulting from illegal or malicious activities of an individual.
- Personal Cyber Insurance policy does not cover your work or business-related attacks.
- Damages and losses incurred because of war, terrorism, or natural causes.
- Losses occur from intentional acts or individual negligence.
- If the insurance company knew about a data breach or incident beforehand, they might not provide coverage.
- Intentional lack of security measures or not following regulated safety guidelines.
- Loss of potential future earnings that may have happened if not for the attack.
- Damage or loss to any physical property or non-digital assets.
- Any losses already covered by another insurance policy.
- Financial losses due to government policy changes.
How to strike the right balance between coverage and premium?
A significant problem while selecting a Personal Cyber Insurance policy is balancing coverage and premium cost. Usually, individuals look for higher coverage in case of cyber attacks. But that also means a higher premium price. However, achieving this balance is crucial.
First, you must analyse your needs and risks carefully. A universal policy that accommodates every individual does not exist. Then, assess your risks and liabilities. Also, identify priorities by spotting your vulnerable areas.
Ensure thorough comprehension of policy terms. Maintain clean financial records. Integrate deductibles, your personal expenses, to significantly lower the premium.
Please ensure to compare and purchase policies. Customise the Personal Cyber Insurance terms to your needs. Consider your budget well. Assess your risk tolerance levels.
You may sometimes be eligible for discounts if you buy multiple insurances as a bundle.
As an example, home insurance typically includes Personal Cyber Insurance policy as an available choice. Talk to your insurance provider regarding the same.
Finally, do not compromise coverage costs to lower your premium amount. In case of an attack, the more coverage you have, the better protected you are. You may consider seeking professional advice.
What is the pricing associated with Personal Cyber Insurance Policy?
Personal Cyber Insurance policy costs can vary widely for everyone. No two people need the same policy, and changes can lead to such differences in cost. Further, factors like the Insurance provider, your location, age, and individual risk profile also affect the policy cost.
An Individual cyber safe insurance that covers Rs 1 lakh for one person can cost anywhere from Rs 700 to Rs 3,000. The scope of cybercrimes determines the premium amount the policy covers, and the range of services included.
Bajaj Allianz's Cyber Safe Insurance covers up to Rs 1 lakh for a yearly premium of Rs 781. On the other hand, ICICI Lombard’s Retail Cyber policy charges an annual premium of Rs 2,708. The HDFC Ergo Cyber Sachet plan, designed for working professionals, has an annual price of around Rs 984.
These plans follow an annual renewal cycle and extend coverage to multiple devices. Additionally, some plans allow for the inclusion of family members, typically for parents and up to two children.
How may an individual obtain a Personal Cyber Insurance policy?
Consult with your insurance provider for Personal Cyber Insurance. You may visit the office offline and purchase the policy.
Alternately, you can utilize online marketplace platforms like SecureNow. We make policy purchases super simple and comfortable for you.
Start by entering your preferred policy needs. Then, choose from the array of coverage options provided by different insurance providers. Finally, compare and pick the policy that suits you best. Afterward, upload and validate your documents, make an online payment, and activate your chosen policy.
Kindly visit www.securenow.in for additional information.
How to raise a claim under Individual cyber safe insurance?
Inform your individual cyber safe insurance provider as soon as an attack takes place. They shall lodge an FIR with both the police and the cyber cell. You'll need to provide information about the attack, relevant documents, identity proof, financial loss proof, and related evidence.
Fill out the claims form provided by your insurer accurately. An investigation will take place. Corporate with the officials and stay updated on the process. The insurance provider will assess your claim based on the information provided and the terms of your policy.
We will inform you about the approval status of your claim. Upon approval of your claim, they will proceed to address the issue. This could include compensating for money lost, providing services, or following the policy terms in different situations. If not approved, ask your insurance provider or a higher authority for information or assistance.
Frequently Asked Questions
An individual cyber safe insurance protects insured from financial losses and damages caused by cyber attacks or online fraud. This includes ransomware costs, data restoration costs, and legal fees for attorneys.
Personal Cyber Insurance Policy, also called eRisk Insurance, is a necessity in today’s digital era. Every individual who makes online transactions need to ensure their safety on the web. Damage repair costs can be exceedingly high, including extortion costs. Keeping in mind such scenarios, individual cyber safe insurance policy is surely worth it.
Any individual above 18 years of age is eligible for Personal Cyber Security Insurance. You just need to have valid identification documents for verification.
The policy period refers to the time frame for which the Cyber security insurance is active and valid. The mentioned time is in the terms of each policy. Typically, policies remain valid for a year and require renewal afterward. However, you can also opt for long-tenure policies.
Personal Cyber Insurance policy covers the recovery of lost digital data from cyber attacks and the related financial losses. This insurance policy does not cover physical or bodily damages.
Most policies allow extended coverage for families under them. However, the exact rules may differ for each insurance provider. You may also be eligible for certain cost benefits on family plans.
Cyber insurance for individuals provides a variety of plans. These include basic, comprehensive, family, device-specific, bundled, specialized, and tiered plans. Talk to your insurance provider and read the policy terms carefully for accurate information.
You can file a claim for all the simultaneous cyber attacks together as a claimant. However, the coverage of these multiple crimes will depend on your policy terms. Specific policies do not allow simultaneous crime coverages. Read all policy documents carefully.
Certain policy providers allow you to make your own plan under Personal Cyber Risk Insurance. Simply select the coverage, desired sum insured, and any deductibles or exclusions, and your customized plan is ready. Therefore, it is advisable to communicate with your policy provider in advance.
Only your insurance provider can furnish the precise range of insurance sum. Depending upon various factors, cost of different cyber insurance for individuals may range from 10k to even 5 crores. This is also subject to underwriting guidelines.
Yes, you can cancel the policy after the purchase. However, the refund of the premium will depend on the terms and conditions stated in your policy. You should discuss these things beforehand with your insurance provider. Upon cancellation, the policy coverage will cease, and you'll receive a refund of a certain percentage of the premium.
A waiting period may be applicable under your Personal Cyber Insurance Policy. The waiting period refers to the time for which you have to wait before getting the coverage benefits. The policy documents outline such details. Hence, it's advisable to thoroughly read policy-related documents before purchasing.
Personal Cyber Insurance policy is still a new sector in India. Because of the changeable nature of these cybercrimes, they can be difficult to predict and prevent. This also results in huge amounts of financial losses and damages. Therefore, protection from cybercrimes requires more extensive coverage, leading to a larger premium amount.
To make the policy more cost-effective, manage online activities and maintain a clear track record. Additionally, evaluating your risk profile and including deductibles can further contribute to optimization. Additionally, you can eliminate needless expenses, maintain a robust security system, and adhere to guidelines. Above all, remember your budget, and compare and customise policies for the best deals.
You may be eligible for certain discount benefits under Per section and Floater SI. Each section insures a fixed sum, like cyber extortion or ransomware, under that section. You can allocate the Floater Sum Insured, a fixed sum, to any section as required.
Such terms vary for each policy. Equally important, read your policy terms and conditions for exact details.
Such terms vary for each policy. Equally important, read your policy terms and conditions for exact details.
No claim bonus refers to the benefits provided to the policy holder for a claim-free tenure. Therefore, not filing any claims throughout your policy's duration might make you eligible for a No Claim Bonus.
You must get quotes from various insurers and compare them to get the best individual cyber safe insurance policy. Consider the past records and reputation of the insurance provider. Obtain a detailed understanding of the company's financial status and claims process.
Prefer talking in person to understand the terms and conditions better. Moreover, be clear about your coverage needs and risk tolerance.
Prefer talking in person to understand the terms and conditions better. Moreover, be clear about your coverage needs and risk tolerance.
Though Personal Cyber Insurance is new, several companies provide this type of insurance. Some of the leading companies are Bajaj Finance, HDFC Ergo and SBI General. In fact, you can find quotes from all these companies on the SecureNow website. Visit SecureNow's Linkedin page, for more informative information.
Most policy holders provide immediate support under Personal Cyber Insurance Policy. You can refer to your policy documents for exact details on such matters. However, you must inform your policy provider as soon as the attack occurs.
Take into account elements like your risk profile, coverage requirements, deductibles, exclusions, provided services, coverage range, and premium expenses. Conduct a comparative policy analyze prior to making a purchase.
Depending on your exact requirements and coverage, you may be eligible for a discount on the SecureNow website. Please access www.securenow.in, log in, and provide your details to acquire further information.
Purchasing a policy from SecureNow is simple. First, enter your desired policy requirements, choose from the list of available policy coverage from various insurance providers. Next, you compare and select a policy that best suits your budget and needs. Next, upload and validate your documents, make an online payment, and activate your desired policy.
To access more information, please visit www.securenow.in.
To access more information, please visit www.securenow.in.
Most policies cover the cost of lawyers in case of legal claims. However, you can appoint your own lawyer after consultation with your insurer. You may still receive compensation for the legal fee. Hence, considering individual cyber safe insurance policy is prudent as it conforms to evolving Cyber Laws.
Yes, lodging an FIR is mandatory for cyber crimes. Cyber crime against individuals come under legal jurisdiction.
Yes, you may opt for a deductible in your individual cyber safe insurance policy. Therefore, the policy excludes expenses paid from your pocket, potentially lowering your premium rate.
Some policies may allow for retroactive insurance claims. The retroactive clause refers to the events that occurred before the purchase of the policy. Typically, policies cover future events and exclude past events from coverage. Again, talk to your insurance provider for exact information.
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Entrepreneurs navigating the digital landscape can find a reliable shield in SecureNow's personal cyber risk insurance. It's a policy that understands the unique challenges faced by business owners in the cyber realm.
Tarni Girdhar
SecureNow pioneers personal cyber resilience with its innovative approach to insurance. It's not just about recovery; it's about bouncing back stronger from cyber incidents.
Vishal Khanna
The flexibility of SecureNow's personal cyber insurance makes it customizable for my specific needs. I can tailor the policy to address my unique digital vulnerabilities.
Rahul
My friend recommended SecureNow to me for my personal cyber protection.Now I can say that they redefines assurance in personal cyber protection. Their commitment to providing robust coverage and proactive defense makes them a standout choice in the realm of cyber insurance.
G.S Raut
Highly satisfied! Securenow executive helped me select most suitable personal cyber insurance plan.
Akshyata
Securenow's expertise helped me understand the complexities of personal cyber insurance easily. Thanks!
Akshaya Dhir
My personal cyber insurance fits my need perfectly.
Uday Pratap
Personal cyber risk insurance is a good product for everyone.
Sujoy Das
Securenow executive explained everything clearly, making the process of getting individual cyber safe insurance policy quite easy.
Radhisha
Happy to buy my personal cyber insurance policy!
Ajay S. Bisht
Liked the personalized approach...made me feel valued when buying my individual cyber insurance.
Zeeshan
I highly recommend SecureNow broker to anyone planning to buy personal cyber security insurance.
Riya Jain
Excellent service from Securenow insurance broker. Now I am feeling secure with my cyber risk insurance.
Sujit Nayyar
Found excellent safety with cyber liability insurance..
Ishaan
Just got my personal cyber insurance policy through SecureNow, feeling relieved.
Atharv
SecureNow's cyber risk insurance is a lifesaver, couldn't be happier!
Jai
Feeling grateful for SecureNow's efficient personal cyber risk insurance service.
Amar
SecureNow's personal cyber insurance policy gives me peace of mind knowing I'm covered.
Dhruv
SecureNow’s personal cyber insurance is excellent. It covers all my online activities and gives me peace of mind.
Aparna
I highly recommend SecureNow for cyber risk insurance. The policy is comprehensive, and the support team is always helpful.
Agastya
Very happy with SecureNow’s personal cyber risk insurance. It’s affordable and provides great coverage for all my digital needs.
Reyansh
Personal cyber insurance policy from SecureNow is a lifesaver. The protection is extensive, and the process was hassle-free.
Jiya
SecureNow offers top-notch personal cyber insurance. The rates are reasonable, and the policy covers everything I need.
Sahana
I chose SecureNow for cyber risk insurance, and it was a great decision. The coverage is thorough and the service is excellent.
Ambar
Personal cyber risk insurance from SecureNow is great value. The policy details are clear, and the premiums are fair.
Ansh
SecureNow’s personal cyber insurance policy is reliable. The support team is always ready to help with any queries.
Anjali
I’m very satisfied with my personal cyber insurance from SecureNow. It covers all my online activities and gives me peace of mind.
Ahana
SecureNow’s cyber risk insurance is fantastic. The premiums are reasonable, and the coverage is extensive.
Ananya
I’ve had a positive experience with SecureNow’s personal cyber risk insurance. The process was seamless, and the coverage is thorough.
Aditi
Personal cyber insurance policy from SecureNow is excellent. The rates are fair, and the customer service is helpful.
Surya
SecureNow offers reliable personal cyber insurance. The policy is clear, and the coverage is comprehensive.
Vikram
I’m impressed with SecureNow’s cyber risk insurance. The coverage is great, and the process to sign up was easy.
Ishani
Very satisfied with SecureNow’s personal cyber risk insurance. The premiums are reasonable, and the policy covers all the essentials.
Kashvi
Personal cyber insurance policy from SecureNow is a great choice. The coverage is extensive, and the process was smooth.
Nilesh
I just got my personal cyber insurance from SecureNow, feeling protected!
Harneek
SecureNow's personal cyber insurance is a must-have for anyone online.
Kunal
Feeling secure with my personal cyber insurance policy from SecureNow.
Lokesh
Got my personal cyber insurance sorted with SecureNow, highly recommend!
Hiren
SecureNow's personal cyber insurance gives me peace of mind, thank you!
Nitin
Loving the coverage of my personal cyber insurance from SecureNow.
Navdeep
Personal cyber insurance from SecureNow is a game-changer, top-notch service!
Prakash
So grateful for SecureNow's reliable personal cyber insurance options.
Hardeep
SecureNow's personal cyber insurance policy is exactly what I needed.
Pranjul
SecureNow's personal cyber insurance has got me covered, no worries here.
Lovkesh
Feeling relieved knowing I have personal cyber insurance through SecureNow.
Siraj
Two thumbs up for SecureNow's top-notch personal cyber insurance!
Jaideep
SecureNow's personal cyber insurance offers comprehensive coverage at a great price.
Prashant
Just signed up for personal cyber insurance through SecureNow, smooth process.
Tanvi
Feeling protected with my personal cyber insurance policy from SecureNow.
Ishika
SecureNow made getting personal cyber insurance a breeze, highly recommended!
Arun
Got my personal cyber insurance policy sorted in no time with SecureNow.
Nakul
SecureNow's personal cyber insurance coverage is exactly what I was looking for.
Umesh
Feeling much safer online with SecureNow's personal cyber insurance.
Dipesh
SecureNow's personal cyber insurance is the real deal, highly impressed!
Prateek
Thanks to SecureNow's personal cyber insurance, I feel confident knowing my online activities are protected.
Rajeev
I never realized the importance of cyber insurance until I came across SecureNow. Their coverage options are comprehensive, and their service is great!
Abhinav
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Ketan
As a tech-savvy individual, protecting my digital assets is crucial. SecureNow's cyber insurance offers the great coverage I need in today's digital age.
Kiran
I'm impressed with the level of coverage SecureNow provides with their personal cyber insurance. It's a must-have for anyone concerned about online security.
Rajesh
I got a personal cyber insurance policy that meets the unique needs of individuals in the digital world. Thanks, SecureNow for the great deal.
Hritik
I never thought I'd need cyber insurance until a friend recommended SecureNow. Now, I can't imagine navigating the online world without it!
Monu
Thanks, SecureNow for offering such comprehensive cyber risk insurance solutions. Their dedication to protecting individuals from online threats is commendable.
Mahesh
I can now browse, shop, and bank online without worrying about cyber threats because I am secured by Securenow's personal cyber risk insurance.
Pranjul
I've been a satisfied customer of SecureNow for years now. Their personal cyber insurance has proven invaluable in safeguarding my online presence.
Prajikta
SecureNow's cyber insurance ensures I'm protected against potential risks, giving me confidence in my online activities.
Sohail
I realize that SecureNow's personal cyber insurance is a must-have. Their policies are comprehensive and affordable.
Akhil
I've had the pleasure of being a SecureNow customer for years, and their personal cyber insurance has never let me down. Highly recommended!
Kunal
I connected with SecureNow for a personal cyber insurance policy. Their prompt customer service and hassle-free claims process make them stand out in the industry.
Sahil
Thanks, SecureNow for providing me with the best offers and coverage for personal cyber risk insurance.
Deepak
A personal cyber insurance policy meets my needs perfectly. Thanks to SecureNow for the great service.
Lokesh
SecureNow's personal cyber insurance is a must-have for anyone who values their online privacy. Their coverage options are comprehensive, and their service is unmatched.
Harsh
I'm amazed by the level of protection SecureNow's cyber risk insurance offers. Their team goes above and beyond to ensure their customers are safeguarded against cyber threats.
Harish
I connected with SecureNow for personal cyber risk insurance. Their policies are straightforward, and their team is always ready to assist with any queries.
Jatin
I've recommended SecureNow's personal cyber insurance policy to all my friends and family. Their dedication to protecting individuals from online threats is unmatched.
Aditya
This personal cyber insurance from securenow saved my digital data. Feeling secure knowing my online life is protected.
Ronak
Superb coverage and peace of mind with this personal cyber insurance. Highly recommend SecureNow!
Aayush
I never thought I'd need cyber insurance until a fraud happened to me. But for the future, I connected with securenow to secure myself from any scam. Grateful for this lifesaver!
Abhinandan
Got hit with a cyber threat last month, but this personal cyber risk insurance had my back. Thanks,SecureNow.
Abhishek
Affordable and comprehensive premium plans for cyber risk insurance. SecureNow is the best.
Jitender
A must-have in today's digital age. SecureNow's personal cyber insurance policy ensures you're covered when it matters most.
Ajay
Seamless experience getting personal cyber insurance. Now I can browse worry-free! Thanks,SecureNow.
Ritu
Nowadays we can't imagine navigating the web without cyber risk insurance. I always have it from SecureNow, as they truly care about their customer as well as their data.
Ajeet
Top-notch service and protection with this personal cyber insurance. 5 stars!
Akash
Personal cyber insurance was my saving grace when I fell victim to a phishing scam. Thanks, SecureNow for this coverage!
Akhilesh
I was impressed by the prompt support and coverage of this cyber risk insurance from Secrenow.
Aman
Personal cyber insurance saved me from a potential financial disaster. Can't thank SecureNow enough!
Amarjeet
A personal cyber insurance policy from SecureNow gives me the confidence to explore the digital world without fear. Truly indispensable.
Mukesh
SecureNow provided me with personal cyber insurance which exceeded my expectations. Worth every penny.
Amit
Personal cyber risk insurance is the safety net that we need until it's too late. I covered myself with the help of SecureNow.
Anand
Personal cyber insurance from SecureNow made navigating a recent data breach much less stressful. Grateful for this coverage.
Anil
I got affordable protection against digital threats with personal cyber insurance. Thanks, SecureNow.
Anirudh
I am able to operate my business with confidence since SecureNow's personal cyber insurance coverage shields me from any loss of my personal data.
Anita
SecureNow is an excellent choice for personal cyber insurance. They are expert in field.
Anju
I connected with SecureNow for personal cyber insurance policy. Their team is extremely efficient and works in a well-organized manner.
Ashish Kumar
My organization buys a SecureNow's personal cyber insurance which provides a comprehensive shield against potential cyber threats. The coverage is well-structured, offering peace of mind in an increasingly digital world.
Govind
As a IT company we always have threat of cyber fraud but with SecureNow's personal cyber insurance which offers comprehensive protection we feel protected. It's a robust policy that addresses the various dimensions of cyber threats, ensuring you're well-protected.
Akash Ojha
For me,SecureNow's cyber risk insurance stands out for its top-notch protection. The policy covers a wide range of cyber risks, ensuring that you're safeguarded against various potential threats.
Annu Sharma
When it comes to personal cyber risk insurance, SecureNow emerges as a trusted partner. Their policies are reliable, providing the necessary coverage to protect against cyber threats.
Meenu
I personally need a cyber insurance and SecureNow's individual cyber safe insurance offers holistic coverage, addressing various aspects of cyber risks. It's a well-rounded policy that caters to the diverse needs of individuals.
Khushboo Bhardwaj
According to me,SecureNow sets the standard in personal cyber insurance policy. Their policies are comprehensive, setting them apart as a reliable choice for safeguarding against cyber threats.
Ridhi
In my opinion,Investing in SecureNow's individual cyber insurance cyber insurance is a wise decision. The coverage it offers is extensive, providing a solid defense against the ever-evolving landscape of cyber risks.
Bobby Nagar
We all know that,Trust is crucial when it comes to cyber liability insurance, and SecureNow is a name you can rely on. Their personal cyber insurance policies are designed with the customer's security in mind.
Nitin
What sets SecureNow apart is its ability to provide tailored protection. The personal cyber insurance policy can be customized to meet individual needs, ensuring a personalized and effective defense.
Jatin Patel
I am using services of securenow for years and believe me that SecureNow's individual cyber safe insurance policy offers peace of mind in a digital age. Knowing that you're covered against cyber threats allows you to navigate the online world with confidence.
Nancy Sharma
SecureNow's personal cyber risk insurance goes beyond just coverage – it bridges the gaps in personal cyber security. It's a proactive approach to staying ahead of potential threats.
Anchal
As my experience the user-friendliness of SecureNow's personal cyber insurance policy is noteworthy. It's easy to understand and navigate, making it an effective choice for individuals seeking cyber protection.
Pallavi
SecureNow excels in securing my digital life. Their individual cyber insurance ensures that you're covered against a spectrum of cyber risks, allowing you to enjoy the benefits of the digital world worry-free.
Arun Rohilla
My digital identity is precious, and SecureNow recognizes that. Their personal cyber insurance policy is geared towards safeguarding my digital identity, offering a robust defense against identity theft and related threats.
Suraj
My online presence deserves a shield, and SecureNow provides just that. Their personal cyber risk insurance is designed to protect me in the digital realm, ensuring a secure online experience.
Hritik
Staying ahead in cyber threats is crucial, and SecureNow's personal cyber insurance is designed with that in mind. It's a forward-looking policy that anticipates and addresses emerging cyber risks.
Yogesh Panchal
I can recommned SecureNow's personal risk cyber insurance to anyone, because they offers a comprehensive defense strategy. It covers a wide range of cyber risks, leaving no stone unturned in protecting your digital life.
Atul Bisht
Empowering individuals against cyber risks is at the core of SecureNow's personal cyber insurance policy. It's a tool that puts the power of cyber protection in the hands of individuals.
Abhishek Panday
I think that investing in personal cyber insurance from SecureNow is a smart move. It's an investment in my digital security, providing a safety net against the unpredictable landscape of cyber threats.
Aman
In the digital world, having a guardian is essential for us, and SecureNow steps into that role with its cyber liability insurance. It's a reliable guardian, offering protection against a range of cyber perils.
Nikhil
The holistic approach of SecureNow's individual cyber safe insurance policy is commendable for my organization. It covers not only the obvious threats but also takes into account the subtleties of cyber risks, providing a well-rounded defense.
Prachi Desai
Navigating the world of cyber risk insurance is made easy with SecureNow. Their personal cyber insurance policies are designed for clarity and simplicity, ensuring that we understand and make informed decisions.
Komal Singh
I always think of SecureNow's personal cyber insurance as a defensive fortress. It's a robust structure that shields me from the uncertainties of the digital landscape, offering a secure haven for your online presence.
Shreya
SecureNow stands as a pioneer in individual cyber insurance. Their forward-thinking approach ensures that their cyber insurance is always ahead of the curve in addressing emerging threats.
Rajesh
SecureNow redefines protection with its personal cyber insurance. It's not just about coverage; it's about proactive defense and adapting to the evolving nature of cyber risks for my business.
Meena
We craft resilience against cyber threats with SecureNow's personal cyber insurance. It's a policy that goes beyond protection, empowering individuals to bounce back from cyber incidents with minimal impact.
Jai Prakash
Tailor-made security is the hallmark of SecureNow's personal cyber insurance. The policies can be customized to fit my unique needs, ensuring that I get precisely the protection my require.
Rajesh Bhadoriya
As a customer of securenow, I can say that whatever your lifestyle, SecureNow has a personal cyber insurance solution for you. It's a versatile option that caters to the diverse digital habits of individuals.
Pooja
Defend my digital assets with SecureNow's personal cyber risk insurance. Whether it's financial information or personal data, this policy ensures that my digital assets are secure.
Sarla
SecureNow elevates cyber risk insurance standards with its cyber insurance. It sets a benchmark for excellence in coverage and customer-centric policies.
Sneha
Our families need protection in the digital age, and SecureNow's individual cyber insurance provides just that. It's a shield that extends its coverage to safeguard the entire family.
Yograj
Cyber crises can happen with me,so as a perspective of security. SecureNow is my partner in cyber crisis management. Their personal cyber risk insurance includes provisions for effective crisis response, minimizing the impact of incidents.
Rajender
Professionals can benefit greatly from SecureNow's personal cyber insurance policy. It's a safeguard that understands the unique cyber risks faced by individuals in various fields and provides tailored protection.
Neeraj
Cyber insurance can be complex, but SecureNow simplifies it. Their personal cyber insurance policies are designed to make the complexities of cyber coverage easily understandable for the average consumer like me.
Alka
For me, data protection is a priority, and SecureNow's personal cyber insurance policy prioritizes comprehensive data protection. It's a policy that goes the extra mile to safeguard your sensitive information.
Gaurav
Trust is paramount in personal cyber security, and SecureNow shines as a beacon of trust. Their personal cyber insurance policies are built on a foundation of reliability and transparency. I can proudly say that they never broke my trust.
Kashish
Entrepreneurs navigating the digital landscape can find a reliable shield in SecureNow's personal cyber risk insurance. It's a policy that understands the unique challenges faced by business owners in the cyber realm.
Tarni Girdhar
SecureNow pioneers personal cyber resilience with its innovative approach to insurance. It's not just about recovery; it's about bouncing back stronger from cyber incidents.
Vishal Khanna
The flexibility of SecureNow's personal cyber insurance makes it customizable for my specific needs. I can tailor the policy to address my unique digital vulnerabilities.
Rahul
My friend recommended SecureNow to me for my personal cyber protection.Now I can say that they redefines assurance in personal cyber protection. Their commitment to providing robust coverage and proactive defense makes them a standout choice in the realm of cyber insurance.
G.S Raut
Highly satisfied! Securenow executive helped me select most suitable personal cyber insurance plan.
Akshyata
Securenow's expertise helped me understand the complexities of personal cyber insurance easily. Thanks!
Akshaya Dhir
My personal cyber insurance fits my need perfectly.
Uday Pratap
Personal cyber risk insurance is a good product for everyone.
Sujoy Das
Securenow executive explained everything clearly, making the process of getting individual cyber safe insurance policy quite easy.
Radhisha
Happy to buy my personal cyber insurance policy!
Ajay S. Bisht
Liked the personalized approach...made me feel valued when buying my individual cyber insurance.
Zeeshan
I highly recommend SecureNow broker to anyone planning to buy personal cyber security insurance.
Riya Jain
Excellent service from Securenow insurance broker. Now I am feeling secure with my cyber risk insurance.
Sujit Nayyar
Found excellent safety with cyber liability insurance..
Insuropedia
What is the right price for buying a Personal Cyber Insurance policy? – Infographic
Unlocking the right price for your Personal Cyber Insurance or Personal Cyber Fraud Insurance is a balance between protection and affordability. Premium amounts for personal cyber insurance can vary significantly among insurers due to various contributing factors...
Read MoreHow to buy a Personal Cyber Insurance Policy? – Infographic
This infographic provided guidance to you for purchasing a Personal Cyber Insurance Policy online , a smart and convenient way to protect your digital life. Discover the benefits of this hassle-free process, made even easier when using a trusted insurance broker...
Read MoreWhy SecureNow?
Deep Product Knowledge
Leverage specialized underwriters and international experts unique for each line of business.
Cost-effective Insurance
Works with all the leading insurers to discover the best price for most comprehensive features.
Quick Turnaround Time
Get cover note issued within 24 hours. All service requests are resolved in pre-defined TATs.
Strong Claims Support
Manage all aspects of claim including insurer, surveyor & TPA co-ordination, and documentation.
Value-Added Services
Receive risk diagnostic reports, themographic studies, policy analysis, and wellness programs.
Policy Administration System (PAM)
Access your insurance policies through single login; service requests, MIS, and renewal alerts.