View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Individual insurances policies are easy to buy with minimal documentation. The main work required is in the initial selection of the insurance. However, once the initial purchase is made, the insurances are meant to be kept for a long term.
You will get several renewal reminders from the insurer and your intermediary. The renewal rates are generally standardized and require no negotiation. It’s important not to allow a break because then you lose continuity benefits.
Most individual insurance plans offer several add-ons and riders. These can be useful to make your insurance more comprehensive. For example, a waiver of premium is useful for term insurance; critical illness riders are good to add on in the health or term insurance.