Wide range of coverage including legal liability towards bodily injury and property damage of the third party. Covers liability towards your employees under Workmen Compensation Act, Fatal Accident act and Common Law. The insurer will also pay for the death or disability of your staff due to accident. Also material damage and consequential losses are covered under this policy.
This policy can cover your building, plant, machinery, furniture, mechanical and electrical instruments from wide range of perils like fire, lightning, riots, strike, bursting of water tanks and also the natural perils like flood, storm, typhoon. These are just some from the list, there is long list of perils which are covered. Also earthquake and terrorism can be covered by paying an extra premium.
Loss occurring during money-in transit between the insured premises and bank and vice versa occasioned by theft, robbery or any other fortuitous event. Money on counter and money in safe, strong room and cashbox - securing money is covered under this policy so your business will not be interrupted due to these reasons.
You can customise this package policy according to your need that suits your business. There are many add-on covers which you can include in your base policy by paying an additional premium. This policy also gives you the option of covering the liability arising due to food and beverages served by you, sports facilities and swimming pool provided by you and other products offered by you.
Restaurant’s Package Insurance covers your valuable property and is available at low rates. Customise the insurance to your need. The insurance can be tailored to single outlet and also large multi-location restaurants.
Since restaurants package insurance has few restrictions and simple claim documentation requirements, claim settlement is relatively smooth. If there is a delay in settlement you can escalate this to us using Notify, our mobile app or contact number. We will step in to hasten the process.
Several types of add-on covers are available on paying additional premium. Some of these additional covers are public liability, tenant legal liability, money and business interruption.
We have specialized underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information in one place. Place service requests on PAM.