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View and download policies, proposal forms, detailed wordings, network hospital list etc.

Interact with servicing team.

See escalation matrix, send service requests, track progress, get acknowledgements etc.

Manage claims.

Intimate claim, fill claim form, share documents, track status, get reminders etc.

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Product Features

  • Standard International Covers

    ICC A, B & C clauses for risk – accepted internationally. Maritime, Extraneous and Strike perils can be covered

  • Clear Loss Assessment

    Standard internationally accepted principles of total and average loss followed

  • Several Policy Types

    Specific, Open and Sales turnover policies available

  • Fast Covernote Issuance

    Covernote issued within hours of instruction. Can include invoice and LC details

WHY CLAIMS GET REJECTED?

Uncovered Perils

Typical examples include goods damaged during unloading and loading or while in storage; damage due to labour strike; and earthquake related damage. These perils can be covered if the insurance is placed properly.

Inherent Vice

This refers to damage caused by a product’s instability rather than external factors. For example coal tends to self-combust, some oils solidify, and paper can disintegrate. Inherent Vice is generally excluded but a discussion with experts like us can give a clear sense of how to reduce Inherent Vice risks.

Inadequate Packaging

Claims are often rejected if packaging material was sub-standard or not customary. This can be contentious in claim settlement. A good practice is to declare packaging upfront and agree with the insurer that this is sufficient.

Why Securenow

  • DEEP PRODUCT KNOWLEDGE

    We have specialized marine underwriters and tie-ups with international experts.

  • COST-EFFECTIVE INSURANCE

    We work with all insurers to get you the best options- both in terms of price and features.
     

  • QUICK TURNAROUND

    Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.

  • STRONG CLAIM SUPPORT

    We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.

  • VALUE ADDED SERVICES

    We will advice you on risk management best practices.

  • POLICY ADMINISTRATION SYSTEM (PAM)

    See all your contracts renewal information in one place. Place service requests on PAM.

Downloads

  • proposal form

  • Claim forms

  • Policy wordings

FAQs

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