Contractors Pollution Liability Insurance is a specialised form of insurance policy that aims to protect contractors from the financial costs associated with third-party claims for bodily injury, property damage, and environmental damage caused by sudden and accidental pollution incidents. Tailored to specific needs, it covers contractors’ legal liability due to indemnity obligations in contractual agreements. […]






The Principle of No-fault Liability of the Public Liability Insurance Act, 1991
The principle of no-fault liability is incorporated in Section 3 of the Public Liability Insurance Act 1991 and is further extended by Section 4 of the Act. This concept was introduced to provide a safe industrial environment for the workers handling hazardous substances and to get financial benefits from the insurance policies. In this blog […]
Environmental liability insurance (ELI) – Coverage and Benefits
The environment plays a crucial role in keeping our planet Earth healthy and thus it is our responsibility to protect the environment. With a lot of importance given to nurturing environmental consciousness, the government has formulated various environmental laws and keeps bringing new legislation related to environmental safety. Companies operating in industries like the energy […]
Types of Insurance Oil Companies must take for offshore assets.
The oil and gas industry is highly diverse, with numerous subsets requiring specialised insurance coverage. As a result, insurance for oil and gas professionals and businesses can be complex. In addition to standard policies that most businesses use for protection, oil and gas companies require tailored insurance policies to cover specific equipment and services. These […]
How is the Public Liability Act Premium Bifurcated from the Environmental Relief Fund?
With the advent of the industrial revolution, it had a profound social impact, particularly in terms of the number and severity of accidents in manufacturing plants. With the evolution of sophisticated manufacturing product lines and the implementation of heavy machinery, chemicals, and robotic engineering, the risks for human workers have increased dramatically. In response to […]
Drone insurance: All you wanted to know about drone insurance
Drone insurance is growing popular as many types of businesses have adopted drones. They have become the preferred mode of delivery or photography. A drone can be an expensive piece of equipment costing several lakhs of rupees. Hence it is important to insure your drones and several insurance companies today provide comprehensive coverage to remotely […]
How is the claim value arrived at for machinery breakdown policy?
Claim in Machinery breakdown insurance policy covers loss due to sudden and accidental machinery damage. Damage could be a result of internal and external causes. The cover is offered for machinery in both workings and in rest conditions. We have highlighted a few situations below that lead to machinery damage – Short circuits, excess voltage, […]
How does product recall liability policy work, and what does it cover?
Product recall is a request from the manufacturer to return a product after the discovery of safety issues. Or product defects that might endanger the consumer or put the maker/seller at risk of legal action. The product recall insurance is provided as an add-on to the product liability insurance policy. Product recall insurance within the […]
How to file a claim under Commercial Liability Insurance?
When a loss or an accident occurs in the business that demands you to file a claim under your commercial liability insurance policy. So how to file a claim under Commercial Liability Insurance? There are a few steps that you must follow: Contact your insurance agent: This could be the person who has helped you […]
Who can purchase Commercial Liability Insurance?
Commercial liability insurance is a smart way to protect your business against unfortunate expenses in case of liability arising out of damages to property, bodily injury, and other business operations. Whether it is a small business enterprise, a start-up, or a well-established corporate business, one ugly lawsuit may upset the finances of your business straight […]