Should you select Group Mediclaim based on premium?

] For every employer, it is important to have comprehensive employee health insurance to cover their employees in the event of medical emergencies. Offering a good group medical insurance plan to your employees can give them a sense of security and help you retain the best talent and strengthen their motivation to drive your business […]

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Right Price for Group Health Insurance – Infographic

Group health insurance is a medical insurance which offers health cover to employees of an organisation at affordable premium rates. Group health insurance premium is calculated after taking various factors into consideration. Below infographic explains these factors which affects the premium rates and the right price to buy this policy.

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Room rent capping in group health insurance

What is room rent capping in Group Insurance (Group Mediclaim)? Hospital costs are linked to the type of room availed e.g., Doctor’s fees in single ac room would be higher than that of shared room. Hence insurance company have put conditions for room eligibility. All costs thereafter are payable as per the eligible room rent. […]

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How to minimise cost for employee group insurance policy

Nowadays most of the organisations offer group insurance policies to their employees. Group insurance policies like group health insurance, group term insurance, etc.; are some of the policies which are offered to employees. On the one hand, these insurance policies bolster the morale of employees, on the other, these are an added cost to the […]

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How are premium rates determined for employee group health insurance plans?

How are premium rates determined for employee group health insurance plans? Employers buy group health insurance plans for their employees as a part of their employee benefit program. These plans provide affordable coverage to existing as well as new employees of the organisation. The sum insured is determined by the employer or organisation and might […]

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How does renewal pricing work for group health insurance?

How does renewal pricing work for group health insurance? A group health insurance policy covers multiple members of a group under its scope. A single policy is issued covering all the members and the policy is called a Master Policy. While issuing the group health insurance policy, the insurance company fixes the premium of the […]

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