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Should you select Group Mediclaim based on premium?

Should you select Group Mediclaim based on the premium? Offering a good group medical insurance plan can give employees a sense of security and help retain the best talent and strengthen their motivation to drive your business towards heights of success.  As an employer, you can get tax benefits on the amount of premium paid […]

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Factors affecting the cost of a group health insurance policy

Factors affecting the cost of a group health insurance policy A group health insurance policy covers many individuals under a single policy. An insurer will issue a master group medical insurance policy to recognized groups. It will have the names of all insured members. When new individuals join the group, the policy covers them by […]

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Right Price for Group Health Insurance – Infographic

Group health insurance is a medical insurance which offers health cover to employees of an organisation at affordable premium rates. Group health insurance premium is calculated after taking various factors into consideration. Below infographic explains these factors which affects the premium rates and the right price to buy this policy.

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Room-rent cap in group health insurance

Room-rent cap in group health insurance Health insurance providers specify a room-rent cap in their policy. This post seeks to examine what this cap is and what its implications are, especially in the context of group medical insurance. Room-rent cap Simply put, a room-rent cap is the upper limit that a health insurance company puts […]

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How to minimise cost for employee group insurance policy

Nowadays most of the organisations offer group insurance policies to their employees. Group insurance policies like group health insurance, group term insurance, etc.; are some of the policies which are offered to employees. On the one hand, these insurance policies bolster the morale of employees, on the other, these are an added cost to the […]

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Factors influencing the premium of a group health policy

Factors influencing the premium of a group health policy Group health insurance refers to medical insurance cover for a group. Such a group mediclaim policy can be availed by employer-employees, banks and their customers, and clubs and their members. What factors affect premiums and how? A group’s size, average age, and occupation are important determiners […]

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How are premium rates determined for employee group health insurance plans?

How are premium rates determined for employee group health insurance plans? Employers buy group health insurance plans for their employees as a part of their employee benefit program. These plans provide affordable coverage to existing as well as new employees of the organisation. The sum insured is determined by the employer or organisation and might […]

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How does renewal pricing work for group health insurance?

How does renewal pricing work for group health insurance? A group health insurance policy covers multiple members of a group under its scope. A single policy is issued covering all the members and the policy is called a Master Policy. While issuing the group health insurance policy, the insurance company fixes the premium of the […]

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