Wide range of policies including student travel, senior citizen travel, and plans for specific countries.
Compare quotes and get policy instantly online with minimal paperwork and documentation. Save both time & money.
An annual multi-trip policy can be taken for frequent travelers. Plan is cost effective and administratively easy to manage.
Enjoy international travel assistance support for any kind of query, claim settlement and other relevant information pertaining to the policy.
Travel Insurance helps insured tackle medical emergencies, unforeseen expenses and various other risks and uncertainties that you might encounter during a trip. Policy provides compensation for lost passport or baggage, trip cancellation, flight accidents, and other losses that insured may incur while travelling domestically or internationally. In India, travel insurance is quickly becoming a must-have when planning for a family vacation, a business trip or even a trekking adventure. You can choose from a broad range of travel insurance plans, such as those offering heavy medical reimbursements or others providing flight delays, accommodation compensations etc. In countries like the United States of America, where medical costs can be exorbitant, having a travel insurance plan is very important. Similarly, for domestic travel, one can opt for a plan that cover journey interruptions, trip cancellations, and other associated risks.
You need a travel insurance policy to compensate the cost incurred due to number of reasons:
Travel insurance plans generally covers travel risks, medical risks and flight disruptions. You can easily purchase your travel insurance online that covers all possible risks ensuring a hassle-free trip. Below you will find some reasons justifying the significance of a travel insurance:
Any health emergency during travel in an unknown place can create panic. Therefore, an ideal travel insurance plan ensures proper coverage through medical assistance and hospitalisation. In case of baggage loss, you will be reimbursed based on the sum insured. Similarly, the expenses that the insured borne for the replacement of passports or documents is reimbursed based on the sum insured. If your flight is cancelled or delayed, you will be reimbursed or refunded a certain amount per your travel policy schedule. Since the coverage and benefits varied from one insurer to another, one must go through the policy terms before buying an insurance plan. It is highly recommended that you go through the policy terms before buying a travel insurance plan as the coverage and benefits differ for international and Indian travel insurance plans.
With the increasing medical emergencies and related financial stresses, many insurance companies have introduced the COVID-19 cover.
Add-ons are the additional features you add to your travel insurance to make it even more extensive in terms of coverage. Some of the add-on and optional covers under the travel insurance policy are noted below:
These are the optional covers that are designed to add more fascinating features to your existing travel insurance policy:
Any Indian citizen can buy an international travel insurance online, irrespective of the type of policy he/she want to purchase. Additional eligibility requirements for different types of online International travel insurance are:
|International Travel Insurance
|Must be aged between 0.6 to 70 years
|Schengen Travel Insurance
|Can be bought only for Schengen Countries and a minimum 30,000 EUR coverage is required
|Family Travel Insurance
|Covers 4 people including the insured, spouse and 2 dependents. Adults must be aged between 18 and 60 years, Children must be below 21 years of age
|Senior Citizen Travel Insurance
|Available for seniors aged 61 to 90+ years
|Student Travel Insurance
|Individual must be enrolled in an educational institute abroad, must be aged between 16 years and 35 years
|Corporate Travel Insurance
|Must be aged between 18 to 70 years
|Multi-Trip Travel Insurance
|Eligible for multiple trips over a year, Adults aged between 18 and 70 years, Children aged 3 months and above, can be renewed
|Single-Trip Travel Insurance
|Eligible only for one trip, Adults must be aged between 18 and 70 years, Children aged 3 months
|Group Travel Insurance
|Minimum members required: 10
Please note that the age bracket varies from one insurer to another. One should check the eligibility with the insurance provider before he/she review or buy international travel insurance online.
To get a policy that offers maximum coverage for the least possible premium, you need to get travel insurance quotes first. To find out the premium payable for a travel insurance plan you can use a premium calculator (a premium calculator is an online tool that gives you an estimate of cost for a particular insurance plan). Below we have listed a few parameters that affect travel insurance premiums:
Before you go on to buy travel insurance online, insurer gives you the option to calculate the insurance premium with a few steps.
When buying travel insurance, your aim should be to spend the minimum amount and get the maximum coverage benefits. An online insurance premium calculator helps you with this aspect. Not only can you find out your monthly payments but also customize the policy features to suit your needs and budget. One can try out different combinations of policies and get an apt travel insurance policy for self and family.
The importance of buying travel insurance in India is well known. People have started to realized that purchasing travel insurance is not an extra burden in your vacation budget, but it can give you a peace of mind which is essential to enjoy your trip.
Travel insurance is important and you can adopt below methods to lower the premium;
One of the biggest benefits of buying a travel insurance policy online is that you can get feedback about an insurance company before buying. You can check the claim settlement ratio (CSR) of any insurer to know how likely your claims will get settled in case you have to file one in future. You can also know the incurred claim ratio of a company to know their financial health. Once you have zeroed in on travel Insurance, you can buy the policy online sitting at the comfort of your home. To simplify the process of travel insurance purchase, switch to SecureNow - a leading insurance broker helping customers buy domestic travel insurance online.
Things to consider while buying travel insurance online:
While travel insurance is not mandatory in most countries, there are 34 countries that require travelers to purchase the same before entering their territories. Few countries where travel insurance is mandatory:
Cuba, The United States of America (USA), The United Arab of Emirates (UAE), Turkey, Russia, Qatar, Antarctica, Ecuador (including Galapagos Islands), Schengen countries (a group of 26 central European countries)
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
See all your contracts renewal information in one place. Place service requests on PAM.