View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Claims against injury or accident caused under the effect of alcohol or drugs use will be subject to rejection.
If the cause of injury or accident is because of participation in any extreme sport like skiing, mountain climbing etc., claims in such cases will not be entertained. You must check with your insurer about this at the time of taking the policy.
Involvement in any kind of insidious act will cease the benefit of your travel insurance policy against emergency hospitalization for injury or accident etc.
In event of any kind of emergency situation, inform your international travel assistance executive immediately. Carry all bills, x-ray result, lab reports etc. for the purpose of reimbursement. In case of theft copy of the police report is mandatory.
Home protection cover, Golfer's Hole-in-One cover are some example of add on cover offered by some insurance companies.
Key exclusions are: Civil war, terrorism, health complications due to HIV/AIDS, treatment for mental health, and self-inflicted harm.
We have specialized underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information. Place service requests on PAM.
