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Do past claims impact renewal premium for a doctor’s professional indemnity policy?

Do past claims impact renewal premium for a doctor’s professional indemnity policy? A doctor’s professional indemnity insurance policy covers legal expenses that might be incurred in the wake of unintentional errors or wrong diagnosis. It provides financial protection to doctors from third-party claims and legal costs incurred while defending lawsuits. Moreover, the policy also covers compensatory […]

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How to file a claim under a doctor’s professional indemnity policy?

How to file a claim under a doctor’s professional indemnity policy? Doctors often undertake life-saving treatments and diagnosis. However, mistakes can occur in their diagnosis of an illness or in its treatment. In such cases, the patient may suffer severe consequences. These often lead to liability claims against doctors who are held responsible for the […]

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When does a claim occur under DPI and how to raise a claim?

When does a claim fall under a Doctor’s PI policy? A Doctor’s Professional Indemnity insurance policy covers instances of death, physical injury or disability due to medical negligence or unintentional errors. The policy covers legal costs in case of lawsuits. It also bears settlements associated with such cases. The DPI claims are of the type […]

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What is the Claims Series Clause in Doctor’s Professional Indemnity policy?

What is the Claims Series Clause in Doctor’s Professional Indemnity policy? The Doctor’s Professional Indemnity policy has various clauses. Here we will look at the ‘Claims Series’ clause. The claims series clause plays a crucial role in determining the limit of deductible payable for the insured. Accumulated claim amount This clause is applicable when different […]

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Are medical malpractice settlements tax-free?

Are medical malpractice settlements tax-free? Any act of negligence or omission on the part of a medical professional that results in physical harm or trauma to a patient is medical malpractice. This also includes providing substandard quality of treatment. Some instances of medical negligence are: Failure to give correct medical advice Improper administration of medicines […]

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