Home >
Individual >
Corona Kavach Insurance

Corona Kavach Insurance

Get several deeply researched insurance options for COVID-19 treatment

> The policy covers hospitalization expenses incurred if diagnosed positive from a government authorized diagnostic centre.
> Cover for ages 1 day - 65 years (primary member's age must be 18 - 65 years).
> Get quotes from multiple insurers such as Oriental, Future Generali etc.
> Special 5% discount on premium for Healthcare workers.

Leave a message and we'll call you back.

Advantages of Corona Kavach Insurance

Comprehensive Cover

The policy covers you against hospitalization expenses incurred for treatment of Covid-19 on getting positive diagnosis from a government-authorized diagnostic centre.

AYUSH
treatment expenses

It covers AYUSH treatment expenses including Ayurveda, Unani, Siddha, or Homeopathy based treatments for COVID-19 treatment.

Multiple policy tenures

The policy can offer choices of tenure, of 3 ½ months, 6 ½ months, or 9 ½ months, which is 105 days, 195 days, and 285 days respectively.

Short waiting period

The Corona Kavach Policy offers a relatively short waiting period, of 15 days, for the insured individual to be able to avail of coverage for COVID-19 treatment under it.

Benefits of COVID-19 insurance

Hospitalisation Expenses

Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, ventilator charges, medicines and drugs, costs towards diagnostics, diagnostic imaging modalities, PPE Kit, gloves & mask.
Room, Boarding, Nursing Expenses as provided by the Hospital/Nursing Home & Intensive Care Unit (ICU)/Intensive Cardiac Care Unit (ICCU) expenses, Ambulance charges maximum ₹2000 per hospitalisation.
Covers toward expenses incurred on the treatment of any co-morbidity disease under this policy to the insured.

Home Care Treatment Expenses

This policy covers medical expenses related to health monitoring and medicine costs upto 14 days for treatment of COVID-19 at home.
Covers cost of medicines prescribed in writing, consultation charges & nursing charges. Also cost of Pulse oximeter, Oxygen cylinder and Nebulizer.

Pre & Post hospitalisation

Before hospitalisation if there are medical expenses towards doctor consultations, check-ups and diagnosis, coverage of such expenses upto 15 days prior to hospitalization.
Coverage for medical expenses incurred till 30 days after discharge from the hospital for COVID-19 treatment.

FAQs

This policy covers pre and post hospitalization as well as home care treatment expenses and also any AYUSH treatment costs incurred by the policyholder in case diagnosed with Coronavirus illness (Covid-19).

Any pre-existing condition, whether declared or not declared, is not covered. It's an indemnity health insurance policy that covers the hospitalization & medical expenses arising out of Covid-19 treatment.

Yes, there is a waiting period. COVID-19 positive diagnosis within 15 days of the Certificate period start date is not covered under this policy.

Yes, the age of the applicant will impact the premium directly. This policy is designed to offer its benefits to the insured aged upto 65 years. The premium increases within this limit with age.

The additional benefits opted for will directly impact the premium which will be ranging from 5% - 30% of the base premium.

The factors affecting the premium rates include the age of the insured and the sum insured opted for. If family members are added then premium will be directly impacted depending on the number of family members and their ages. Premium will also increase if additional benefits such as daily cash benefit are opted for.

Intimate SecureNow immediately once you have tested positive for Coronavirus disease (COVID–19) from a government - authorized testing center. Also, you can write to us at support@securenow.in or call 96966 83999.

Below are the documents required to file a claim under COVID-19 Protection plan:

1- Duly signed claim form.
2- COVID-19 positive report from a government - authorized testing center.
3- Legal heir in case of death.

In order to ensure that claims get paid and are received on time, provide immediate intimation of claim, submit complete claim documents in time, and resolve any deficiencies in documentation immediately.

Coronavirus disease (COVID-19) is an infectious disease caused by a newly discovered coronavirus. Most people infected with the COVID-19 virus will experience mild to moderate respiratory illness and recover without requiring special treatment. However in certain cases where the severity is high, hospitalization may be necessary.

Quarantine means isolation of an individual either due to diagnosis or suspected infection of COVID-19. For the purpose of this Policy, Quarantine shall mean isolation which is prescribed by either the Union Health Ministry approved testing centre, or the Central or the State Government; and in a place arranged and approved as a Quarantine center by the Central or State Government. Self-isolation is not Quarantine.

Any diagnostic center other than one authorized by the Government of India shall be considered unauthorized under this policy.

Insuropedia

Search Insuropedia - Enter Your Question.

Why SecureNow

Deep Product Knowledge

Leverage specialized underwriters and international experts unique for each line of business.

Cost-effective Insurance

Works with all the leading insurers to discover the best price for most comprehensive features.

Quick Turnaround Time

Get cover note issued within 24 hours. All service requests are resolved in pre-defined TATs.

Strong Claims Support

Manage all aspects of claim including insurer, surveyor & TPA co-ordination, and documentation.

Value-Added Services

Receive risk diagnostic reports, themographic studies, policy analysis, and wellness programs.

Policy Administration System (PAM)

Access your insurance policies through single login; service requests, MIS, and renewal alerts.