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Advantages of Corona Kavach Insurance
Comprehensive Cover

The policy covers you against hospitalization expenses incurred for treatment of Covid-19 on getting positive diagnosis from a government-authorized diagnostic centre.

treatment expenses

It covers AYUSH treatment expenses including Ayurveda, Unani, Siddha, or Homeopathy based treatments for COVID-19 treatment.

Multiple policy tenures

The policy can offer choices of tenure, of 3 ½ months, 6 ½ months, or 9 ½ months, which is 105 days, 195 days, and 285 days respectively.

Short waiting period

The Corona Kavach Policy offers a relatively short waiting period, of 15 days, for the insured individual to be able to avail of coverage for COVID-19 treatment under it.

Benefits of COVID-19 insurance

Hospitalisation Expenses

  • The insurance provides coverage for hospitalisation expenses incurred during COVID-19 treatment.
  • Covers both Pre & Post hospitalisation treatment expenses

Unique Benefits

  • The policy comes with no capping on the room rent.
  • Home care treatment for a maximum of 14 days is covered
  • Special 5% discount on premium for Healthcare workers

Short Waiting Period

  • A policy with a short waiting period of 15 days.
  • Benefit start after 24 hours of hospitalization


It covers the insured against hospitalisation expenses for the pandemic COVID-19 (Coronavirus disease) along with pre- & post-treatment expenses.
Any pre-existing condition, whether declared or not declared, is not covered.
Yes, COVID-19 Diagnosis or Quarantine within 15 days of Certificate Period Start Date is not covered.


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