Corona Kavach Insurance | SecureNow
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Advantages of Corona Kavach Insurance
Comprehensive Cover

The policy covers you against hospitalization expenses incurred for treatment of Covid-19 on getting positive diagnosis from a government-authorized diagnostic centre.

AYUSH
treatment expenses

It covers AYUSH treatment expenses including Ayurveda, Unani, Siddha, or Homeopathy based treatments for COVID-19 treatment.

Multiple policy tenures

The policy can offer choices of tenure, of 3 ½ months, 6 ½ months, or 9 ½ months, which is 105 days, 195 days, and 285 days respectively.


Short waiting period

The Corona Kavach Policy offers a relatively short waiting period, of 15 days, for the insured individual to be able to avail of coverage for COVID-19 treatment under it.

Benefits of COVID-19 insurance

Hospitalisation Expenses

  • Anesthesia, blood, oxygen, operation theatre charges, surgical appliances, ventilator charges, medicines and drugs, costs towards diagnostics, diagnostic imaging modalities, PPE Kit, gloves & mask.
  • Room, Boarding, Nursing Expenses as provided by the Hospital/Nursing Home & Intensive Care Unit (ICU)/Intensive Cardiac Care Unit (ICCU) expenses, Ambulance charges maximum ₹2000 per hospitalisation.
  • Covers toward expenses incurred on the treatment of any co-morbidity disease under this policy to the insured.

Home Care Treatment Expenses

  • This policy covers medical expenses related to health monitoring and medicine costs upto 14 days for treatment of COVID-19 at home.
  • Covers cost of medicines prescribed in writing, consultation charges & nursing charges. Also cost of Pulse oximeter, Oxygen cylinder and Nebulizer.

Pre & Post hospitalisation

  • Before hospitalisation if there are medical expenses towards doctor consultations, check-ups and diagnosis, coverage of such expenses upto 15 days prior to hospitalization.
  • Coverage for medical expenses incurred till 30 days after discharge from the hospital for COVID-19 treatment.

FAQs

This policy covers pre and post hospitalization as well as home care treatment expenses and also any AYUSH treatment costs incurred by the policyholder in case diagnosed with Coronavirus illness (Covid-19).
Any pre-existing condition, whether declared or not declared, is not covered. It's an indemnity health insurance policy that covers the hospitalization & medical expenses arising out of Covid-19 treatment.
Yes, there is a waiting period. COVID-19 positive diagnosis within 15 days of the Certificate period start date is not covered under this policy.

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