Motor Fleet

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Manufacturer Name
Car Model
Purchase Location
Date Of Registration
Sum Insured
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Motor Fleet Insurance Advantage

Business Protection
Total protection against legal obligations, thus minimizing risks associated with running your fleet.
Administratively Simple
Administratively simple because there is one renewal date for all your insurances. Affordable because you get the price benefits from combining all your vehicles into one insurance.
Risk Analysis
Get expert assistance for a complete risk assessment in your fleet. We will offer you the most relevant plans to mitigate the risk.
Renewal Reminder
Get the advantage of auto renewal reminder service that will alert you just in time so that your business continues to stay protected.

Why Claims Get Rejected?


Claims are rejected if the cause of damage or loss is foul play or willful damage or negligence.


Claims will be rejected if the driver is found to be driving under the influence of alcohol. This information is captured in the medico-legal documentation or FIR.

Unlawful Activities

If the insured vehicle was damaged while being used for an illegal activity the claim will be rejected. A typical example is driving without a license.

Why SecureNow

Product Knowledge

We have specialized underwriters and tie-ups with international experts.


We work with all insurers to get you the best options- both in terms of price and features.

Quick Turnaround

Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.

Strong Claim

We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.

Value Added

We will advice you on risk management best practices.

Policy Administration
System (PAM)

See all your contracts renewal information in one place. Place service requests on PAM.


Yes, fleet could be made for private cars or commercial vehicles or a combination of both. The ownership of these cars needs to be with the same entity.

Premium can be paid as and when the car gets added to the fleet. So, it is not required to pay the entire premium upfront.

The premium payable for your vehicle depends on the below factors:

  • Cubic capacity of the engine.
  • Age of vehicle.
  • Geographical Zone.
  • Type of Model.
  • IDV (Insured declared Value).

Yes, the policy covers the driver of your commercial vehicle. However, you may be required to pay an extra premium for that.

Main advantages of a dedicated fleet insurance policy are as under -

  • Regular review of claims and settlement.
  • Reminder of renewal of policy.
  • Full review of risks.
  • Low pricing.

Cashless Claim: In cashless claim facility, the repair charges of the vehicle are directly paid to the garage by the insurance company, provided the vehicle is repaired in their garage network.

Non-cashless/ Reimbursement: If the vehicle is repaired in a garage outside the purview of their network, then you will be liable to pay the repair charges of the garage. You can get your claim amount reimbursed by submitting the original bills and payment to insurance company.

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