Benefits and process of porting from group to individual insurance cover The Health Regulations of 2016 include portability guidelines for changing from group to individual health insurance policies. Members covered under a group health insurance policy can port/migrate to an individual policy with the same insurer. Benefits of porting The insurer may ask for a […]

Features of Group Health Insurance A group health insurance plan provides medical coverage at very affordable premiums. Individual members of a group get automatic coverage under the master policy if the group buys insurance for them. Who can buy group health insurance? Recognised groups, such as employer-employees, trade unions, clubs, associations, etc., can buy a […]

Features of Group Health Insurance A group health insurance offers medical coverage to the members of the group against any health emergencies. Below infographic explains some important features of group health insurance which you should know before buying the policy. To know more visit SecureNow or connect with us on Linked

Employee group health insurance provides healthcare coverage to a company’s employees. In some cases, this group health plan also covers the employees’ families. This is one of the major perks that companies offer their staff. Benefits of employee group health insurance plans Uniformity: Group health insurance plans provide the same benefits to all employees covered. […]

Should you select Group Mediclaim based on the premium? Offering a good group medical insurance plan can give employees a sense of security and help retain the best talent and strengthen their motivation to drive your business towards heights of success. As an employer, you can get tax benefits on the amount of premium paid […]

Factors affecting the cost of a group health insurance policy A group health insurance policy covers many individuals under a single policy. An insurer will issue a master group medical insurance policy to recognized groups. It will have the names of all insured members. When new individuals join the group, the policy covers them by […]

Group health insurance is a medical insurance which offers health cover to employees of an organisation at affordable premium rates. Group health insurance premium is calculated after taking various factors into consideration. Below infographic explains these factors which affects the premium rates and the right price to buy this policy.

Room-rent cap in group health insurance Health insurance providers specify a room-rent cap in their policy. This post seeks to examine what this cap is and what its implications are, especially in the context of group medical insurance. Room-rent cap Simply put, a room-rent cap is the upper limit that a health insurance company puts […]

Things to remember when choosing group health insurance The importance of medical insurance has only increased post Covid-19. For employers, this means selecting the right group health insurance for their employees. The best group mediclaim policy would be one that offers the maximum benefits at a reasonable cost. If you are an employer looking […]

Choosing the right group health insurer In India, almost all well-established corporates have a group health insurance policy for their employees. With more than 20 group medical insurance providers in the market, choosing the best group mediclaim policy in India can be daunting. That being said, if you keep a few key aspects in mind, […]

The need for 30-day enrolment for new hires In an employer-employee context, group health insurance is when an employer buys a medical insurance that covers their employees. However, the number of employees in an organisation can change frequently, with people leaving the firm as well as joining it. Organisations have to update corporate health insurance […]

Buying a group health insurance policy A group health insurance policy covers a group of individuals under a single plan. Only registered and recognized groups can buy group medical insurance for their members; the most common of these groups is employer-employee. Usually, employers buy such health insurance plans as part of their employee benefit programs. […]

Group Health Insurance policy provides medical coverage to members of a group against unforeseen medical costs due to health issues. This policy can be availed online and offline. Below infographic explains the buying process of group health insurance online.

A Group Health policy is a health insurance cover that provides protection to a group of people who can be the members of a society, the employees of a common employer, or the professionals in a common group. Employers usually take a group health policy for their employees to cover their medical risks and expenses. […]

The process for filing a claim under a group health insurance policy depends on the hospital and the type of treatment. Claiming health insurance in-network hospitals A network hospital is one that has a tie-up with an insurer. Members covered under group health insurance can get cashless hospitalization from network hospitals. This means that the […]

Group health insurance offers protection to employees of an organisation against any medical emergencies by covering them for hospitalisation costs. Below infographic explains the claim filing process of group health insurance policy for cashless and reimbursement claims.

Documentation plays a very important role when it comes claims. If we submit the correct documents on time, claims get settled without any hassle. For cashless facility, health insurance card and one identity proof needs to be submitted at TPA Desk in the hospital by patient. Then, Hospital needs to submit following documents to the […]

Claiming reimbursement under a Group Health Policy If you are covered by a group health insurance plan, you might have to claim reimbursement for medical expenses if you go to a hospital that is non-empanelled (or not a network hospital). You cannot avail cashless hospitalisation at non-empanelled hospitals. Another reason for claiming reimbursement could be […]