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What type of Insurance cover should a senior citizen buy?

I am a senior citizen How much insurance coverage should I opt for the first time? Will there be a four-year waiting period for pre-existing diseases (PEDs)? Should I buy a less sum-insured policy to save on the premium and increase it after four years? It will help if you buy a sum assured equal […]

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All you wanted to know about Senior Citizen Insurance

The older you get, the probability of illness increases, and your health require more and more frequent medical attention. Thus, it becomes imperative to have health insurance for senior citizens handy to ensure that they can treat old-age related health issues; without compromising especially based on financial grounds. However, like all other insurance, we iterate […]

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The lady with Parkinson’s

Published in Mint on Feb 06 2017, Written by Kapil Mehta A few days ago, as I walked from office to the local market for lunch, an elderly lady standing on the roadside started speaking to me. I assumed she was asking for money and quickened my pace. Fortunately, my sixth sense made me turn […]

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How does portability work in case of Senior Citizen Health Insurance?

In case you are not satisfied with the services and coverage of your senior citizen health insurance, you can think of porting the policy. The portability also results in waiving off the waiting period for pre-existing ailments with the new insurer. If you served the same number of years in the current insurance policy. Also, […]

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Why should one buy a separate Senior Citizen Policy?

Why should one buy a separate Senior Citizen Policy? Senior citizen parents need health insurance coverage because they face frequent medical ailments given their age. That is why it becomes important to get coverage for senior citizens under a health insurance plan. Under family floater health insurance plans, dependent senior citizen parents can be covered […]

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Age required to Buy a Senior Citizen Insurance Plan

Senior citizen health plan are specifically designed to provide coverage for older individuals. Senior citizens aged 80 years can avail comprehensive health coverage under suitable insurance plans. Age consideration is crucial when buying a Senior Citizen Insurance Plan in India because it determines the eligibility, premium cost, and coverage options, ensuring suitable coverage for the […]

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What is Waiting Period in Mediclaim Policy for Senior Citizens Insurance?

With age, the human body also loses its shine and strength. As a result, it becomes more vulnerable to ailments. Further, if we consider today’s medical inflation rate, it’s easy to say that, falling ill has become a costly affair! Quite expectedly, Mediclaim policy for senior citizens becomes a necessity. As such, policies cover hospitalization […]

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What Constitutes a Best Senior Citizen Health Insurance Policy?

Considering the current medical inflation rate, any medical emergency is enough to put pressure on your finances. Hospital bills can rise further, especially during old-age when medical care becomes more frequent. Therefore, it makes sense to buy the best health insurance for senior citizens to get financial coverage in case medical emergency strikes. Either you […]

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