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Who should buy Property and Casualty Insurance?

Who should buy Property and Casualty Insurance? Business owners who have staff who works in their factories, industrial premises and even offices should have adequate Property and Casualty Insurance. This will protect them against heavy losses in case their property gets damaged and in addition if this causes injuries to their own employees or another […]

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What is covered under art insurance?

Art has become a profitable investment in modern times. It is high on price and is a long term investment. Art can also be stolen or destroyed, which makes it important to insure your art. Since art is not covered under home insurance, you need to purchase a specific art insurance policy. Whether you display […]

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How to file a claim under Motor Fleet Insurance?

A motor fleet insurance provides a cover to the entire fleet of motors. Based on the vehicle type and fleet size, the insurance can be tailored. It is designed for small, medium and large companies with a large number of motor vehicles. Instead of insuring each vehicle separately, the motor fleet insurance will provide one […]

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What is not included in your Motor Fleet Insurance Policy?

There are many limitations to your standard motor fleet insurance policy. You should not think that a motor fleet insurance policy means zero-expenditure. Even a comprehensive insurance policy does not mean zero out-of-pocket expenditure. Certain conditions when your motor fleet insurance papers will not help you. Wear and tear on your vehicles If your vehicle […]

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How to file a claim under Art Insurance?

How to file a claim under Art Insurance? A claim under art insurance can be filed by calling the contact centre toll-free number and sharing the preliminary loss details. The insured can also reach the claims department by filling up the claims reporting form on the website. The claim filing process takes place in two […]

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What is covered under Building Insurance?

The building insurance for the business mainly provides coverages for: Damages to the building and the permanent fixtures in it that can be caused due to earthquakes, lightning, or the leaking tanks and the pipes. Deliberate damage caused by someone with malicious intent externally or by someone who is unlawfully on the property. Loss due […]

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What is not covered under Building Insurance?

Usually, the building insurance for commercial properties does not provide protection for: The contents of the building like office equipment, computers, documents, furniture, and other assets. Any intentional damages caused by your employees or the tenants to whom the office space is let out. Any damages caused by the pets, vermin, or wear and tear. […]

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How can you minimize the premium for Building Insurance?

How can you minimize the premium for Building Insurance? The premium of the building insurance is dependent upon various factors. Here are the few general tips that can help you minimize your building insurance premium amount: Do not over-insure: In the case of building insurance, you need to ensure up to the amount of rebuilding […]

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Who can purchase Building Insurance?

The building insurance is generally meant for large commercial building owners and homeowners. The owners can use the commercial building/residence to run their own business/live or to rent it. It may be possible that the owner of such building may occupy the part of the business and lease the remaining to someone else. The owners […]

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What has covered under Engineering All Risk Insurance?

What has covered under Engineering All Risk Insurance? Engineering all risk insurance covers a wide range of risks to which a project is exposed, starting right from the ordering of material at the site till successful testing and completion of the project. This plan is very useful for owners, contractors, architects, consulting engineers and investors […]

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