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How Can Fire Loss of Profits (FLOP) help a software consulting firm?

As a software consulting firm, clients are paying you for your expertise and your lifetime unique skills. So, if something happens to your business enterprise or machinery, you may have to suspend your normal business activities. Thus, causing a reduction in your turnover or you may incur certain additional expenditures for keeping normal consulting operation […]

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What is the Loss of Rent Cover Under Property Insurance?

Loss of rent coverage under a property insurance policy covers you for damages caused by an insured event, like a fire or severe weather. It doesn’t cover you for periods of rental voids, though many landlords might think it would. If you want to claim under this section of your policy, make sure you have […]

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How Does the Advance Loss of Profit (ALOP) work for a Construction Project?

Nowadays, various construction projects face several challenges that may result in a delay and involve financial loss to the firm. A delay in completion can lead the construction companies, developers, contractors and other parties to incur significant losses. The Advance Loss of Profit (ALOP) Insurance provides coverage for financial losses due to construction and infrastructure […]

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How Does an All-Risk Home Insurance Policy Work?

Owning a home is a crucial milestone in most of our lives. We thorough our financial plans and often save for our dream house. However, imagine a frustrating situation to spend your money and time replacing the ageing roof only to have a large maple tree in your backyard cause damage to it during the […]

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What is a Specific Fire Insurance Policy, and when is it required?

Insurance policies have quickly risen to be one of the most necessary requirements of every individual. This is for both personal and business purposes. If you are looking to obtain a policy, it is very important you understand your needs and concerns first. Insurance policies can help in providing security as well as protection. So […]

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Hospital or medical equipment insurance: What is covered and what is not?

Hospitals and medical establishments use sophisticated electronic equipment which is critical for carrying out medical procedures, tests, and treatment. Damage to this equipment can hamper work and result in financial losses. Electronic equipment insurance (EEI) can be taken to overcome potential monetary losses and other related risks. We look at the types, features, and benefits, […]

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