Sleep is the most important part of our life. It is critical for good health and mental well-being. However, due to our busy lifestyles, millions of us do not get enough sleep—which is a root cause of many problems like lack of attention, irritability, digestive issues, poor judgement, and drowsiness during the day. It can […]
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Life insurance bought in India covers death caused due to war
Published in Mint on 18th June, 2017. Written by Abhishek Bondia My husband works in Qatar as a doctor and has an insurance policy bought in India. Will the company honour the claim if he happens to die in a war zone? —Adilah Kazmi A life insurance policy issued in India covers death anywhere. Suicide […]
Health insurance premium for parents is tax deductible
Published in Mint on 1st April 2014, Written by Kapil Mehta Does a comprehensive motor insurance policy cover towing charges? —Piyush The practice varies across insurance companies. Increasingly, insurers are picking up these costs and, in fact, even arrange for the tow. Some insurers put limits on the cost they will incur. For example, costs […]
Installing CNG kit in diesel car attracts additional premium
Published in Mint on October 30th, 2013, Written by Kapil Mehta Some insurers may ask you to have the CNG kit registered on the vehicle’s RC. I plan to install compressed natural gas (CNG) system in my diesel car. My car is insured. Will the cover be enough? —Dhruv Mahajan The existing cover will not […]
Non-annual premiums are a bit higher than annual payment
Published in Mint on September 22th, 2013, Written by Kapil Mehta How does a critical illness rider along with a life insurance policy work? Should one go for it? —Atul Nagar Critical illness riders are optional extensions to your life insurance policy. They pay a fixed amount if you are diagnosed with any of the […]
SecureNow Response to Covid-19 situation
Following the call made by our Hon’ble Prime Minister as a response to Covid-19 situation and to adhere to the subsequent countrywide lockdown, we have quickly moved to a Work from Home (WFH) model. We have made the safety, well-being and health of our employees the priority, while continuing to deliver to our clients. What […]
Rare Disease – A Must Know Concept
28th February is observed as “Rare Disease Day” across over 90 countries worldwide including India, to raise awareness of rare diseases and improve access to their treatment. Rare diseases are those which affect very small numbers or a very small percentage of the population of a country. In India, about 5% to 8% i.e. between […]
Key reasons why you shouldn’t ignore a critical illness policy
Published in MoneyControl on 4th Feb 2019. Written by Abhishek Bondia. At 49, Subhash suffered a major heart attack. His arteries had over 90 percent blockage. He underwent bypass heart surgery and then recovered fully. This was a huge shock for the extended family. A teetotaler, vegetarian, and non-smoker, Subhash was free from major vices […]
The significance of the humble insurance proposal form
Published in Mint on 16th October, 2017. Written by Kapil Mehta Buying insurance requires considerable paperwork. Brochures and key-feature documents need to be read, illustrations and declarations signed, and financial and Know Your Customer information submitted. The most important document, however, is the humble proposal form. This proposal form comes in different shapes and sizes. […]
Overseas Treatment: A Crucial Coverage of Health Insurance
Have you ever thought of covering international treatment in your health insurance? If not, then you should start thinking of the importance of this coverage in health policy. In this article, we will discuss why it is worth considering the international mediclaim cover. Health is the most crucial part of life and we should take […]