Shopkeeper's Package Policy
Get several deeply researched insurance options in less than 24 hours:
- Quotes sent in 24 hours
- Features explained simply.
- Enter basic information. That’s it.
- Risk held letter issued in 48 hours.
View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
|Product||Premium(G.S.T. @ 18%)||Quote ID||Date||Proceed to pay|
If you provide false information in the proposal form or make a fraudulent claim the Insurance becomes void and all claims forfeited. Claims can also be denied if you hide or omit material facts to reduce premium.
Property related claim may be rejected if you do not make specific provisions to minimise damage or theft. Some basic arrangements like burglary alarm, fire alarm, fire extinguisher, CCTV cameras, security guard should be employed. Absence of these arrangements may result in claim rejection, particularly if these are part of the warranties you gave to the insurer.
Non-disclosure of important information may cause the Insurer to deny the claim. For example, if you have an ongoing claim but do not disclose that. So make sure you disclose all the relevant information to the insurer.