Property Insurance

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Property Insurance Features

Office Insurance
Protect the office from damage and burglary Cover for fire, earthquake, riots, flooding and similar perils. Also include theft, burglary and computer breakdown.
Construction and Engineering All Risk
Cover damages during the project or construction stage of a venture. Specialized insurance that caters to damage before a project is completed. Include loss of profit due to delays as well.
Factory & Warehouse Insurance
Insure damage to warehouses and goods stored there. Effectively insure goods and the warehouse even when there is frequent movement of material, loading and unloading of items.
Motor Fleet Insurance
Cover all the company vehicles in one single insurance. Fleet insurance considerably reduces paperwork by having just one insurance policy. Gives you more negotiating power with insurers.

Benefits Overview of Property Insurance

Industry Specific

Property insurance is an umbrella term that applies to different kinds of property. These range from Standard Fire & Special Perils Policy, Marine (Cargo), Marine (Hull), Engineering and Burglary Insurance policies. The insurance allows for clauses that are specific to your industry. This helps you to mitigate general business risks but also risks specific to your industry.

Wide Coverage

Property insurance provides cover against a wide range of perils and risks. These include burglary, fire, floods, inundation, earthquakes, explosion or implosions, riots and arson. The insurance is highly customizable and can be extended to include terrorism risks. Loss of profit because of these perils can also be covered.

Simple Documentation

Under a single document you can get a combination of cover that insures the physical structure of the building and its content that may range from machinery, equipment, raw materials, packaged goods, home appliances, electrical appliances, finished products and many more. The process of changing assets insured is also easy. You need to provide any changes, once a month, and they are factored in after the premium is paid.

Why SecureNow

Product Knowledge

We have specialized underwriters and tie-ups with international experts.


We work with all insurers to get you the best options- both in terms of price and features.

Quick Turnaround

Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.

Strong Claim

We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.

Value Added

We will advice you on risk management best practices.

Policy Administration
System (PAM)

See all your insurances and renewal information in one place. Place service requests on PAM.


Property insurance policy can be taken by home owners, owners of an office, shop keepers, industrial units and warehouses.
Property insurance policy has a wide scope and extends cover against damage of buildings, homes, heavy machinery, goods in transit, and equipment. It is a cost-effective way of keeping your assets secure. Seek the help of a good insurance broker (like us!) to get good advice.
Taking a property insurance scheme can be tricky. One has to remain wary of the key exclusions within the policy at the same time bargain for the best deal at a cost effective price. To start with, take a policy that aligns with the key risks that your business may be susceptible to. Do not hesitate to pay extra property insurance premium for add on benefits as it will provide you extra protection against allied perils and dangers.
There are various parameters that determine the cost of premium amount; some of these are listed below –
  • The type of property insurance policy.
  • The nature of risk involved in the business.
  • Past claim settlements etc.
Property insurance can be purchased from any of the authorized insurer registered with IRDA. SecureNow will guide you through the process.

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