View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Claims against injury or accident caused under the effect of alcohol or drugs use will be rejected.
Under a group travel insurance policy, it is very important to disclose pre-existing medical conditions and any major ailments of the insured.
Involvement in any kind of criminal act will result in a claim rejection.
In event of any kind of emergency situation, inform your international travel assistance executive immediately. Carry all bills, x-ray results, lab reports etc. for the purpose or reimbursement. In case of theft, copy of the police report is mandatory.
Home protection cover, Third Party Damage cover are some example of add on cover offered by some insurance companies.
Some key exclusions under travel insurance policies are – civil war, terrorism, health complications due to HIV/AIDS, treatment of nervous disorders and mental health, self-inflicted harm.
We have specialized underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information in one place. Place service requests on PAM.
