ImageTransit Insurance – Buy Online Domestic Inland Transport Insurance Policy

Transit Insurance Online

Buy Policy Online

Premium Starts @ 350

(Excluding Taxes)

Premium Starts @ 350 excluding Taxes
Covers cargo while in transit via sea, rail, road, or air
Provides cover for physical loss or damage to cargo
Customization is available based on goods, sending limits etc
The Risk Cover Note is issued online immediately
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assistance6 Digital proposal form and payment
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Transit Insurance Online

Get quote if you agree to our Terms of Use and Privacy Policy

SecureNow Assistance

Online policy copy

Policy copy will be emailed. This can also be accessed via login


Instant risk confirmation

Risk coverage gets started immediately on proposal form submission, if no claim has been reported.


Digital proposal form and payment

Buying process is completely digitized including supporting documents. No need to submit hard copies.


Cost-effective Insurance

Works with all the leading insurers to discover the best price for most comprehensive features.


Single point interface for claims

Dedicated liability claims expert coordinates claims


Timely renewal reminders

Automated reminders and sent 3 weeks before renewal. Premium can be easily paid online

Quick Guide to Transit Insurance Online

What is Transit Insurance Online?

Transit insurance Online is specifically designed for protection of the goods transported between various destinations. It caters to damages and loss caused to goods that are carried by any vehicle (private or third-party carrier). Such a policy is curated to cater to the buyers who want to opt to insure their goods immediately by paying a premium for a single consignment. This is a product that can be bought online easily by filling the proposal form with details of the goods to be transported, and on payment of the premium a certificate of insurance is issued instantly.

Why Transit Insurance Policy Required?

There are several kinds of accidents that can occur while the goods are in transit. Various kinds of risks involved during transportation of goods/commodities are: over-turning of the vessel, theft, collision, fire and natural catastrophes such as earthquakes and floods. To protect your goods and commodities during the transit period and during unloading or off-loading, you need to buy a transit policy online. Such policy is issued instantly for a single transit and is valid for the whole transit, i.e., source to destination and has other added advantages like cover against jettison, washing overboard, fire, explosion and many others (based on the type of coverage you choose).

Types of Transit Insurance Online

Below are the types of such insurance available:

  • Single transit policy: suitable for a single voyage or transit and for businesses that do not transport their goods frequently.
  • Open policy: this policy covers multiple transits occurring within a given period of time, usually one year.
  • Sales turnover policy: this policy covers all legs of transactions including sales, purchases and internal transfers.

Benefits of Transit Insurance

Transit insurance online has a lot of features. Below are a few important ones:

  • It offers coverage for transportation via road, rail, sea and air.
  • Covers for damage to cargo, onshore or offshore for a single voyage.
  • The Policy pays for loss during air or ocean freight during international shipping.
  • The sum insured is linked to the invoice value, so this is designed to protect your consignment’s value. Additionally, there is a provision to increase the sum assured by 10% for incidental expenses.
  • An inland transit insurance offers all-risk protection cover, thus, protecting your cargo from most named and unnamed perils.
  • The issuance of an inland transit insurance with us is quick and hassle-free. You can buy it directly online after comparing the coverages.

Transit Insurance Coverage

Coverages under a specific transit insurance are based on Inland Transit Clauses A, B and C. Below are the details of what are covered under the named clauses.

Coverages under ITC C:

  • Fire or explosion
  • Vessel / Craft being stranded, grounded, sunk or capsized.
  • Overturning / derailment of land conveyance
  • Collision or contact of vessel, craft of conveyance with an external object other than water
  • Discharge of cargo at a port of distress.
  • General average & salvage charges incurred to avoid loss from any cause except those excluded
  • General average sacrifice
  • Jettison

Coverages under ITC B:

Everything under ITC C along with below coverages:

  • Earthquake, volcanic eruption, lightning
  • Washing overboard
  • Entry of sea, lake or river water into vessel, craft, hold, conveyance, container, lift van or place of storage
  • Total loss of any package lost overboard or dropped whilst loading or unloading from vessel or craft.

Coverages under ITC A:

Everything under ITC C and B along with below coverages:

  • Entry of sea, lake or river water into vessel, craft, hold, conveyance, container, lift van or place of storage
  • Rainwater damage
  • Total loss of any package lost overboard or dropped whilst loading or unloading from vessel or craft.
  • Piracy

Note: ITC A provides the maximum cover under inland transit insurance for most named and unnamed perils. So, it is always advisable to opt for an ITC A coverage.

What are the Major Exclusions under Transit Insurance Policy?

Below are the major exclusions under an inland transit insurance policy:

  • Wilful Misconduct of the assured
  • Ordinary leakage, ordinary loss in weight or volume
  • Insufficient packaging
  • Inherent vice
  • Delay (proximate cause)
  • Insolvency of ship operators
  • Deliberate damage
  • Nuclear weapon
  • Unseaworthiness
  • Unfitness of ship
  • War risks
  • Strike risks

Note: Exclusions vary with type of coverage, policy document gives the exact exclusions.

How to file a claim under Transit Insurance?

Claiming a damage under transit insurance is also simple. SecureNow offers end to end services for transit insurance. So, in case your goods transported encounter with a situation that leads to damage, you’ll first have to intimate the same to us over an email at, along with these details: photographs taken immediately after the event, policy copy, value of goods transported and the approximate value of the damaged goods. This will be shared with the insurance company, who will then appoint a surveyor. Based on the inspection done by the surveyor, you may have to share additional documents (if asked for), and then the claim is settled.

Documents required for Transit Insurance Online

Below are the documents required to claim for a transit insurance online:

  • Duly filled and signed claim form
  • Copy of policy document
  • Invoice of the goods transported
  • Details of the carrier
  • Photographs of the incident and damage occurred
  • Other mandatory documents as specified by the insurance company

Who Can Buy Transit Insurance?

An inland transit insurance policy is suitable for people or businesses that deal with regular transportation of goods. Below are the segments who generally buy a transit insurance policy:

  • Traders, both importers and/or exporters
  • Manufacturers
  • Transporters
  • Aggregators
  • Anyone who wants to insure their goods for a transit from source to destination

How can one buy Transit Insurance Policy Online in India?

Purchasing a transit insurance policy online with SecureNow is easy and hassle-free.

  • First fill in your contact details and basic information.
  • Proceed to fill the transit details such as: category of goods to be transported and value of the commodities. Based on these details the sum assured is calculated.
  • You’ll then land on the quotes page wherein you can choose the premium you want to pay based on the coverages.
  • Now, a proposal form appears that has to be filled with details which the insurance provider needs to provide with an inland transit policy online.
  • Once the proposal form is filled, you’ll get an option to make the payment. Make the payment and a certificate of insurance is offered instantly.

Frequently Asked Questions

An inland transit insurance offers a wide range of coverage to the transported shipment against a large number of perils which may result in huge financial loss for a business. This online policy can be easily bought and is a hassle-free product that can protect your goods in transit. You can book an inland transit insurance online for a single or multiple transits based upon your needs. Read up more on this link here.
Goods in transit insurance insures your goods or commodities against loss, damage or theft while they are in transit from one place to another. This can be purchased for commercial as well as private usage and cover for goods transported via any means - air, road, rail or water. They are easy to purchase, cost effective and will save you from the unnecessary financial losses that accompany damaged goods during transit.
Generally, packers and movers provide such insurance to cover for your household articles such as furniture and home appliances that are transported with them. But if they do not offer an inland transit policy, then it is advisable to buy one to protect your goods in transit. You can buy it easily from SecureNow and get a policy copy issued instantly for your goods in transit. Do note that in case of household goods only ITC B coverage is provided.
Yes, it is important that you have a transit policy in place. It is the most cost-effective method to protect your goods/commodities in transit from the various named and unnamed perils. If you calculate, then the premium of an inland transit policy in India comes as less as 1% of the value of the commodities transported, or even less than that. But not securing your goods, that get damaged in a transit, can bring about unnecessary financial losses that will eat up your profits. So, you can buy a specific transit insurance online from SecureNow immediately and protect your goods.

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