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Do your health insurance cover gym and sports injuries?

I used to think that only professionals and athletes in highly competitive sports suffered serious sports injuries. A memory of such injury was when Mary Decker, top seed US runner, fell grievously in the 3000 km sprint at the 1984 Los Angeles Olympics. But the truth about sports injuries struck home, about two decades ago […]

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Staying healthy despite high levels of air pollution – eleven quick tips

As the winter season approaches in our country, wind movements reduce and the cold air settles low over the ground. Well-populated cities in the northern, western and eastern parts of the country traditionally face a blanket of smog at this time, created by dust, vehicular and industrial pollution which causes air pollution. Unfortunately in the […]

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Perceptions of insurance are improving

Published in Mint on May 16 2017, Written by Kapil Mehta A few weeks ago, the Insurance Regulatory and Development Authority of India (Irdai) released market research on the insurance industry. The study, conducted by the National Council of Applied Economic Research (NCAER), covered 30,200 households across the country. Considerable thought has gone into making […]

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Why should one buy a separate Senior Citizen Policy?

Why should one buy a separate Senior Citizen Policy? Senior citizen parents need health insurance coverage because they face frequent medical ailments given their age. That is why it becomes important to get coverage for senior citizens under a health insurance plan. Under family floater health insurance plans, dependent senior citizen parents can be covered […]

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What is the difference between mediclaim and health insurance?

What is the difference between mediclaim and health insurance? Health insurance policies are usually called mediclaim policies because, in earlier years when the health insurance concept was new, there were few health insurance policies in the market. And they went by the name of mediclaim.  Even today, when there are hundreds of health insurance policies […]

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What is the difference between mediclaim and the health insurance?

What is the difference between mediclaim and health insurance? Health insurance policies are usually called mediclaim policies because in earlier years, when the health insurance concept was new, there were few health insurance policies in the market and they went by the name of mediclaim. Even today, when there are hundreds of health insurance policies […]

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What does a Health Insurance policy not cover?

You do not know what can happen tomorrow. Buying a health insurance policy without knowing the restrictions and exclusions is not a good move. Awareness of exclusions is equally important as the scope of coverage. Health insurance manages your medical cost. But there are some treatments which health insurance does not cover. It is crucial […]

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What are the factors that affect health insurance premium?

When you start planning to buy insurance protection for yourself and your family, health insurance is at the top of the list and the most necessary protection plan. It is important to buy the best-rated health insurance plan to save yourself from financial trouble arising due to health issues or emergencies. Unforeseen circumstances can invite […]

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