View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Under a group term life insurance policy, it is important to disclose exact nature of work. Since the risk varies considerably based on a person’s occupation, claims are rejected if information is found to be false at the time of claim.
It is necessary to reveal complete information to insurers. If customers hide any important facts or information like age, current medical conditions or existing policy details while submitting the form, then your claims are likely to be rejected.
If customers do not renew their insurance on time then claims filed after the renewal date are rejected. We prevent this by sending timely renewal reminders.
Provide the completed claim form, insurance policy correspondence with death certificate and post mortem report.
Policy can be enhanced with some rider plans to cover accidental death benefit, accidental disability benefit and critical illness benefits.
The only exclusion to death benefit i.e., suicide can be removed for employer-employee groups. For voluntary groups, if the life insured commits suicide within one year after effective date or date of commencement of coverage no sum assured will be paid.
We have specialized employee benefits underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This documentation is sufficient for any contractual requirement.
We manage all aspects of your claim - from preparing documentation to follow-up with the insurer.
We will advice you on risk management best practices.
See all your contracts and renewal information in one place. Place service requests on PAM.
