View and download policies, proposal forms, detailed wordings and network hospital list etc.
See escalation matrix, send service requests, track progress, get acknowledgements etc.
Intimate claim, fill claim form, share documents, track status, get reminders etc.
Fire due to short-circuit is an exclusion under Standard Fire and Special Perils policy. This exclusion however applies only to the machinery or equipment in which short-circuit took place.
Insurance does not cover gradual deterioration such as seepage or pollution. A good practice is to take adequate measures to minimize risk and our experts can help you with that.
During inspection or investigation if it is revealed that the cause of damage is gross negligence or willful act or misconduct, such claim requests shall not be entertained.
The insurer should be immediately informed about the incident and in order to experience hassle free claim procedure you need to extend full-cooperation with your insurer & surveyor and produce all the necessary documents.
Besides the standard fire and special perils cover, you can get add on covers such as terrorism, earthquake, omission to insure, and impact damage due to own vehicle.
Most policies have in-built warranties that insured needs to take care of e.g., fire extinguishing appliances, presence of round the clock security guard.
We have specialized marine underwriters and tie-ups with international experts.
We work with all insurers to get you the best options- both in terms of price and features.
Cover notes are issued within hours of request. This ensures that your goods don’t sit idle at any stage.
We manage all aspects of your claim - from survey appointment to documentation to insurer follow-up.
We will advice you on risk management best practices.
See all your contracts renewal information in one place. Place service requests on PAM.
