Published in Mint on 5th July, 2017. Written by Abhishek Bondia Are there any life insurance plans that cover people suffering from obesity? —David L. Obesity is not necessarily excluded in life insurance. However, as your Body Mass Index (BMI) increases, insurers tend to raise premiums. The extent of increase depends upon several factors including […]
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Dignity, independence, insurance
Published in Mint on 19th June, 2017. Written by Kapil Mehta Her body lay unclaimed for 48 hours. The children had brought her, in failing health, to the hospital. After 5 days of intensive medical care, she died and her family could not afford the Rs50,000 hospital bill. Somebody did, finally, step in to pay […]
Easier to pay regular premiums than a big one-time payment
Published in Mint on 25th March 2014, Written by Kapil Mehta Should one opt for a single premium insurance product or a multiple premium product? —Jayesh Gupta A policy that requires a single premium payment has two advantages and one disadvantage. The first benefit is that you need not worry about renewal dates since no […]
If you want a high sum assured, you might not get insurance
Published in Mint on 28th January 2014, Written by Kapil Mehta What is the ideal duration for a life insurance policy? —Shikha I would recommend a term insurance until a person turns 65. That’s because most people retire by then. By 65, most would have created their financial assets and met family obligations. For investment-oriented […]
Opinion | Before changing jobs, check insurance policies the employer provides
Published in Livemint. Written by Kapil Mehta. A candidate who had come for a job interview grilled me for 20 minutes when I asked if he had any questions about our company. This was justified. Changing jobs is such an important decision that you should clarify as much as possible before accepting an offer. Most […]
6 Benefits of Coconut Oil
Coconut oil had been into the bad reputation in past because of its high saturated fat content. But now in last few years this idea has been debunked and it is proved that eating healthy fat on regular basis is essential to your health. This has made the coconut oil very popular in the health […]
Five Foods to Help You Prevent or Cure Cancer
When people are diagnosed with cancer, most of them go into shock. They hear the doctor give them the diagnosis, tell them what medications and treatments they will be given, and that’s usually pretty much that. Very few people look at ways to change their lives to improve their chances of surviving. Yet there are […]
Buying insurance online is safe but read all the features before opting for one
Published in Mint on March 14 2017, Written by Abhishek Bondia I have been getting a lot of promotional emails from various online portals, telling me about lucrative life insurance plans. How reliable is buying a plan online? What should I keep in mind before purchasing any life insurance plans online? —Lavanya Rao A standard […]
8 Benefits of coconut water
There is nothing like sipping on some fresh coconut water on a warm summer day, but did you know that drinking coconut water has a multitude of health benefits too? Here are some of them… 1. Aids in Weight-loss Efforts. The fat content in coconut water is extremely low, so generous quantities can be consumed […]
How can Lapsed life insurance policy be reinstated by paying penalty
Published in Mint on Oct 22 2013, Written by Kapil Mehta If your sum assured is high, the insurer may ask you for a fresh set of medical tests I was detected with lung cancer about two months ago. My life insurance policy has a critical illness rider? How will this policy operate now? —R.N. Jha […]