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How much insurance is needed for a healthy 31-yr-old bachelor?

The right level of sum assured depends largely on where you live and are likely to get hospitalized. The most expensive are the ‘luxury hospitals’ in metros, and the costs increase as you go to smaller towns. Even within the same hospital, the cost of a surgery could vary by 30 to 40% depending on […]

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Are OPD and consultation covered in Family Health Insurance Plans?

How often do we need to go to the hospital? Not very often, especially so if you are in the pink of health. Despite all precautions, you may, however, end up visiting your doctor for consultation as part of a routine checkup or for minor medical illnesses, etc. Such consultations generally do not require hospitalization, […]

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Incorporating Blockchain in Health Insurance

Guest Contributor: Syed Madhat Ali E-mail: syed.ali21@bimtech.ac.in Disclaimer: Views expressed in the article are solely of the author. People having health insurance policies are often confronted with a maze of insurance jargon and the insurer’s cumbersome requirements while filing a claim for a treatment undergone by the insured. During the claim processing period, various parties are […]

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What is the meaning of The Health Insurance Policy?

The health insurance policy gives you coverage against hefty medical expenses that may arise due to sickness and accidental injury. In most cases, health insurance to people in the age group of 5 to 80 years. In some cases, children under five years are covered if their parents are also covered. Health insurance is a […]

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5 Reasons why Health Insurance claim see significant deductions

The health insurance claim is simply a request for payment, that the insured or the insured’s health care provider submits to the insurer for items or services covered in the health insurance plan. The insurer reviews the Insurance claim for its validity and only once approved, then paid out to the insured or requesting party […]

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Rating health insurance products

Published in Mint on, Jul 03, 2013, Written by Kapil Mehta As an insurance broker, I interact with health insurance buyers every day and come across their issues firsthand. The barrage of questions is overwhelming—Should I buy health insurance products or that? Is the private sector better or the public sector? Why was this claim […]

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Most health policies cover cataract after a waiting period

Published in Mint on, May 07, 2013, Written by Kapil Mehta Could you tell me if there is a health insurance policy that covers delivery procedures at a private hospital? My wife is in her sixth month of pregnancy. —Ashish Insurers will cover risk or an event only if there is some uncertainty around the […]

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