The government health insurance schemes in India are medical insurance plans, which are affordable and can be accessed across all states and the rural regions in the country. In this article, we will discuss the 17 important schemes to consider which are usually offered on an annual basis. Various Government Health Insurance Schemes in India 1. Pradhan […]
Family Health Insurance
How much insurance is needed for a healthy 31-yr-old bachelor?
The right level of sum assured depends largely on where you live and are likely to get hospitalized. The most expensive are the ‘luxury hospitals’ in metros, and the costs increase as you go to smaller towns. Even within the same hospital, the cost of a surgery could vary by 30 to 40% depending on […]
Why should you always declare pre-existing illnesses when buying health insurance?
When it comes to the burden of illnesses, India has a large number of people suffering from one or more illnesses. Many studies point out the disease burden of India, the second-largest populated country in the world. Have a look – According to a paper called ‘NCDs in the Development Agenda’, over 20% of India’s […]
Are OPD and consultation covered in Family Health Insurance Plans?
How often do we need to go to the hospital? Not very often, especially so if you are in the pink of health. Despite all precautions, you may, however, end up visiting your doctor for consultation as part of a routine checkup or for minor medical illnesses, etc. Such consultations generally do not require hospitalization, […]
Presenting: A unique Family Health Insurance policy that offers practically every benefit you need!
Family health insurance is essential nowadays. It’s a simple way to pay for the complete family’s health care requirements. This insurance helps to protect you from the expenses of hospitalization and medical services during a medical emergency. While health facilities in the country have been improving rapidly, their costs are also going up dramatically. Hence […]
Incorporating Blockchain in Health Insurance
Guest Contributor: Syed Madhat Ali E-mail: syed.ali21@bimtech.ac.in Disclaimer: Views expressed in the article are solely of the author. People having health insurance policies are often confronted with a maze of insurance jargon and the insurer’s cumbersome requirements while filing a claim for a treatment undergone by the insured. During the claim processing period, various parties are […]
What is the meaning of The Health Insurance Policy?
The health insurance policy gives you coverage against hefty medical expenses that may arise due to sickness and accidental injury. In most cases, health insurance to people in the age group of 5 to 80 years. In some cases, children under five years are covered if their parents are also covered. Health insurance is a […]
Maternity cover is an add-on feature in health insurance policy; not all insurers offer it
Published in Mint on Sep 22 2016, Written by Abhishek Bondia I want to buy a health insurance policy. I am 36 years old. I underwent a procedure to remove kidney stones a couple of years ago. There are high chances of my application being rejected. What is the way out for me? —Jagadish Insurers […]
5 Reasons why Health Insurance claim see significant deductions
The health insurance claim is simply a request for payment, that the insured or the insured’s health care provider submits to the insurer for items or services covered in the health insurance plan. The insurer reviews the Insurance claim for its validity and only once approved, then paid out to the insured or requesting party […]
Rating health insurance products
Published in Mint on, Jul 03, 2013, Written by Kapil Mehta As an insurance broker, I interact with health insurance buyers every day and come across their issues firsthand. The barrage of questions is overwhelming—Should I buy health insurance products or that? Is the private sector better or the public sector? Why was this claim […]