Sidebar_image1 Sidebar_image1 Sidebar_image1
1 3 2 4 5 6
Sidebar_image1 Sidebar_image1 Sidebar_image1

All you wanted to know about loan insurance!

If you are reading about loan insurance, then in all likelihood, you must have a fair idea about what a loan is. A loan is money that you borrow from a lender, typically a banking institution or any other financial institution. There is a condition to pay back a stipulated amount on a monthly basis; […]

Read More

What is deductible in Insurance and how does it work?

It is likely that when browsing for insurance, you have stumbled upon the term ‘deductible’. What is a deductible and what are its implications if applied to your insurance policy? If these are questions you would like answered, this post is for you. Let’s explore how deductibles work in different insurance plans. It’s important to […]

Read More

Why your domestic help must have insurance

Published in Mint on Sep 07 2016, Written by Kapil Mehta The building, in Delhi, where I stay has 11 residents with 15 supporting domestic staff consisting of full-time maids, drivers and security guards. Since there are about 400 homes in my locality this means our small colony alone has over 5,000 domestic staff. They […]

Read More

Buy online term plans if you don’t need advise

Published in Mint on, Feb 05 2013, Written by Kapil Mehta I have heard that commissions for unit-linked insurance plans (Ulips) are high and that is why many agents are trying to push them on people. Should I buy a Ulip to save tax since it will also give me equity exposure? —Divya Commissions on […]

Read More

All-risk insurance is not available only for short periods

Published in Mint on 2nd Sept 2014, Written by Abhishek Bondia I will be going abroad for a few weeks. Is there an insurance policy that I can take to insure my laptop, e-book reader and music player? —Kriti Singh Portable electronic equipment can be insured under a comprehensive all-risk insurance policy. Such policies cover […]

Read More

Personal accident policy gives 24-hour worldwide coverage

Published in Mint on 10 November, 2015, Written by Abhishek Bondia Why is travel insurance needed and what all does it cover? What is the minimum period for a trip to be insured? —Raksha Shourie A travel insurance provides for temporary coverage for risks when you travel overseas or domestically, including hospitalisation expenses, accidental death […]

Read More

What is QROPS under Jeevan Shanti Policy?

What is QROPS under Jeevan Shanti Policy? LIC’s Jeevan Shanti policy is a traditional pension plan which offers policyholders two options of receiving pensions. The policy can be bought as an immediate annuity plan wherein the annuitant can choose to receive annuity pay-outs immediately after buying the plan. Alternatively, the policy can also be bought […]

Read More