Image Doctors Indemnity Insurance – Indemnity Insurance for Doctors
Indemnity insurance for doctors
Safeguarding Medical Professionals

Doctors Professional Indemnity Insurance

Premium Starts @ 708

(Excluding Taxes)

*Terms & conditions apply

Premium Starts @ 708 excluding Taxes
Covers cost of lawyers
Claim court-awarded damages
Experienced Medico-Legal Panel
Covers pre litigation costs
4 Most Trusted Insurers
SecureNow Assistance
assistance1Online policy copy
assistance2Instant risk confirmation
assistance3Experienced medico-legal panel
assistance4 Single point interface for claims
assistance5Renewal reminders
assistance6 Digital proposal form and payment

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Doctors Professional Indemnity Insurance

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Table of Contents

  • > SecureNow Assistance
  • > Quick Guide to Doctors’ Professional Indemnity Insurance Policy
  • > Frequently Asked Questions
  • > Insuropedia

SecureNow Assistance


Online policy copy

Policy copy will be emailed. This can also be accessed via login


Instant risk confirmation

Risk coverage gets started immediately on proposal form submission, if no claim has been reported.


Experienced medico-legal panel

High quality lawyers, with experience of medical negligence cases, take-up cases on Doctor’ behalf


Single point interface for claims

Dedicated liability claims expert coordinates claims between the Doctor, lawyer and the insurer


Timely renewal reminders

Automated reminders and sent 3 weeks before renewal. Premium can be easily paid online


Digital proposal form and payment

Buying process is completely digitized including supporting documents. No need to submit hard copies.

Quick Guide to Professional Indemnity Insurance for Doctors

Professional Indemnity Insurance for Doctors

As a professional, you must fulfill your duty to care for your clients. If you neglect your responsibilities and break promises, you are liable for client losses.

Professional indemnity insurance acts as a safety net, shielding you and your business from financial claims by dissatisfied customers. The policy covers legal expenses to defend your reputation if someone makes a negligence claim against you.

Professional indemnity insurance shields against legal charges, ensuring coverage from severe actions, even if you're not at fault. The coverage safeguards doctors from legal charges and expenses from any harm caused to others. While the insurance primarily offers coverage against civil liability claims, SecureNow's indemnity insurance includes defense costs for criminal cases as well.

Target Segment for Doctors Professional Indemnity Insurance

Below is a list of healthcare segments indemnity insurance for doctors can cover:

  •  Independent doctors
  •  Medical professionals
  •  Medical establishments such as hospitals, laboratories, etc.
  •  Independent clinics and nursing homes
  •  Support staffs employed by all the above institutions

Features & Benefits of Doctors Professional Indemnity Insurance

Doctor indemnity insurance is crucial to protect both medical practitioners and establishments. Hospitals may choose to purchase it, shielding against unforeseen litigations. It covers various litigation-related expenses:

  •  Any financial or legal liability, as litigations invite a lawyer's fee
  •  Court fee, costs towards litigations and settlements
  •  Settlement and sitting fees

Doctors' medical indemnity insurance covers legal and defense costs, providing peace of mind to the insured.

Inclusions under Doctors Professional Indemnity Insurance

Inclusions under Doctor Indemnity Insurance in India are:

  •  Claims arising out of bodily injury and/or death of any patient caused by error, omission or medical negligence
  •  Cover for defense cost to respond to legal notices
  •  Cost of defending oneself in court of law including consumer court
  •  Settlement costs arising as a result of verdict from the court

Exclusions under Doctors Professional Indemnity Insurance

Doctors' indemnity insurance policies often contain common exclusions, specifying situations where coverage may not apply. These exclusions include:

  •  Criminal, illegal, and unethical acts
  •  Deliberate malpractices
  •  Administration of prohibited drugs
  •  Unauthorized/illegal experimentation and procedures
  •  Medical practice under the influence of alcohol or narcotics
  •  Practice without valid registration /certificate
  •  Contravention of Govt Acts, etc.
  •  Any condition related to AIDS

Selection of sum insured for Doctors Professional Indemnity Insurance

Several factors impact the premium of indemnity insurance for doctors in India. Hence, medical practitioners should grasp their profession's risks to determine a suitable sum insured. This understanding affects the premium. Notably, the two key factors affecting the sum insured include past legal cases and doctor's expertise.

We are here to assist you in selecting the most suitable professional indemnity insurance tailored to your profile. Therefore, all you need to do is provide the necessary information on our page and submit your request. Subsequently, an expert in doctors professional indemnity insurance will promptly reach out to you.

Points to Consider while selecting Doctors Professional Indemnity Insurance

Points to consider when opting for doctors indemnity insurance, one should consider below:

  •  First, choose sufficient sum insured
  •  Second, choose comprehensive cover with all extensions
  •  Then get retroactive date coverage in case of renewal
  •  Next, check the mode of payment available
  •  Last, seek clarity about claims' process

How to apply for Doctor Professional Indemnity Insurance

Obtaining an online professional indemnity insurance is simple and hassle-free with SecureNow. First, you enter your basic and expertise details and proceed, you'll receive quotes from different insurers. This lets you choose doctors insurance online.

Further, you can choose the insurer based on your desired premium and coverage, then proceed to purchase. Next, you'll have to fill in a proposal form to procure the indemnity insurance. Save and submit the form to initiate the process formally. Upon successful online payment, you'll instantly receive the insurance certificate, completing the process.

Documents Required for Indemnity Insurance for Doctors

Key documents needed for the claim process:

  •  Duly filled and signed claim form
  •  Copy of the policy document
  •  Any court notice or summon received
  •  Original proof of costs incurred on defending any lawsuit
  •  Court order or any written proof specifying the settlement amount
  •  Bank details of policy-holder for sending reimbursement
  •  Additional documents as required by the insurer based on the nature of the claim

How to Claim a Doctor Professional Indemnity Insurance

To file a claim for a doctors professional indemnity insurance in India is now simple. First, start by informing the insurance company about any lawsuits filed against a doctor or medical establishment. For this, you just have to call us on +91 96966 83999 or write to us on We will get back to you within 24 hours and guide you through the process.

Furthermore, as per the insurance company's advice, submit the mentioned documents. You might also need to appoint a defense counsel for your case. The legal costs are all covered under a doctor’s PI as well. SecureNow will inform you about any additional documents needed and aid throughout the claim process.

Doctors and medical practitioners, including those in plastic surgery and physician surgery, find safety in highly recommended indemnity insurance. With fixed per accident limits, this safety net ensures coverage in any one accident scenario. Doctors indemnity insurance provides peace of mind through a fixed coverage limit. It goes by the term "called any one accident" coverage.

Frequently Asked Questions

As a medical professional, you may face accusations, leading to financial and reputation damage. Doctors Professional Indemnity Insurance safeguards against such risks, protecting doctors from liabilities in their practice.

Thus, Doctors indemnity insurance offers medical professionals indemnity cover. Alongside patient care, it eases their minds and helps manage stress, often associated with weight loss during malpractice claims.
Regular medical insurance covers civil liability but not criminal actions for doctors. SecureNow offers exclusive indemnity insurance for doctors, providing coverage for defense expenses in criminal cases. This insurance ensures financial stability and peace of mind against malpractice claims and legal proceedings.
As individual medical professionals, we recommend government doctors to obtain professional indemnity insurance for its associated benefits. For example, if you, as an onboard doctor, treat an unwell passenger during a flight, and the prescribed medicines cause harm. In fact, this mishap can lead to a lawsuit against the doctor even without any deliberate fault on their part. A doctors professional indemnity will protect you against all and any such liabilities.

Even Government hospitals sometimes require a small registration fee for the patient. As a result, courts have decided that even a small fee allows patients to file claims in consumer courts.

What Our Customers Are Saying


We got our doctor indemnity insurance with SecureNow. It was a smooth process and fantastic service.


SecureNow's indemnity insurance for doctors offers comprehensive coverage and premiums. Delighted with their service and professionalism.


Highly impressed with SecureNow's professional insurance for doctors. Quick setup process and reliable coverage. Thank you, SecureNow!


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