Warming up and cooling down correctly are fundamental, yet often overlooked parts of any training program. While these components to training are very basic, many people tend to skip them and just start with their work out. Warm up exercises benefits us by preparing our body for all aerobic activities. A good warm-up gradually turns […]
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3 reasons to avoid soda drinks
Did you know that soda present in the soft drinks is one of the biggest factor leading to obesity, depression and stress? Say No To Soda!Why? 1. It leads to weight gain, not weight loss. Although we are awared of the fact that diet soda is calorie-free, but it won’t help us lose weight at […]
3 Life hacks to increase your memory
Have you ever wondered about the effects of staying alone, or thought that socializing a lot would help us some day? Did you know that life with full of friends and fun, gives out quite lot of intellectual benefits? In this competitive and busy scenario where no one would like to give upon the loads […]
You can use a single e-insurance account to hold all your policies
Published in Mint on Sep 29 2016, Written by Abhishek Bondia Can a policyholder have multiple e-insurance accounts if he has insurance policies issued by various insurers? —Nitin Sharma Every investor should have only a single e-insurance account. Using one account, you can store multiple insurance policies issued across various insurers. The purpose of a […]
Conversation with SecureNow-Term plan
Below video is an extract from Your Money show of CNBC Awaaz aired on 20th September 2016. The show discusses about safety of buying a term plan online. We emphasize the need to answer all queries honestly and accurately. In case any question is unclear in the proposal form, user should take expert advice. Further, […]
Conversation with SecureNow-Unit Linked Insurance Plan (ULIP)
Below video is an extract from Your Money show of CNBC Awaaz aired on 20th September 2016. The show discusses the importance of investing in Unit Linked Insurance Plan (ULIP) for a longer period of time. It discusses lock-in period and the ideal time to surrender a ULIP policy. Further, it shares the way a […]
Borrower’s insurance is not mandatory. IRDAI does not require you to buy any insurance for loan purposes
Published in Mint on Sep 06 2016, Written by Abhishek Bondia What is covered in borrower’s insurance? I have read that it should cover accidents, critical illness, death and loss of job.What are the Insurance Regulatory and Development Authority of India (IRDAI) norms for this? If a bank grants home loan to a salaried person, […]
Taking the trick and trap out of insurance
Published in Mint on Sep 16 2015 Mint Money has always advised you to avoid traditional insurance policies that double up as investment products. This is primarily because of three reasons: high costs, opaque structures and poor investment returns from these policies. But if recommendations of the Sumit Bose committee are implemented, most of these […]
At higher ages, one should opt for high sum assured amounts
Published in Mint on Sep 06 2016, Written by Abhishek Bondia I am 50 years old. I want to buy a suitable mediclaim policy. Please advise. —Surendra Khemka You could refer to the Mint SecureNow Mediclaim Ratings (www.livemint.com/mediratings) for a suitable plan as per your age. The rating is a comprehensive evaluation that considers factors […]
Old term insurance plans can be revived by paying unpaid premiums
Published in Mint on Aug 30 2016, Written by Abhishek Bondia What is a life annuity cover? Is it a good option for a life insurance plan? —Rajbir Singh In a life annuity plan, annuity payments continue till the death of the person covered, irrespective of age. There are several forms of annuities available. In […]