“First we make our habits, then our habits make us.” “Motivation is what gets you started. Habit is what keeps you going.” Steps to follow: Stop aiming for perfection and aim for improvement instead Starting with a small amount of change, adopting activities that work to improve the good habits we have decided to […]
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Benefits of eating walnuts everyday
They can reduce the risk of diabetes : All those women who have been consuming walnuts about 30grams, five times every week, have lesser probability of getting diabetes. They’re packed with omega-3 fatty acids : A diet rich in omega-3S is beneficial in reducing depression, attention-deficit hyperactivity disorder, cancer and Alzheimer disease and […]
Tips to Shed Kilos the Healthy Way
Eat early Foods eaten earlier in the day generates more energy than food eaten later in the day. Your metabolic rate is actually higher earlier on in the day, which helps you to burn off kilo-joules as energy, whereas these same kilo-joules consumed at night can be easily stored as fat. Sleep Well A study […]
Buy a separate mediclaim plan for senior citizen in the family
Published in Mint on Oct 20 2016, Written by Abhishek Bondia I wanted to buy a Rs10 lakh sum assured family health cover from a private insurer for myself, my wife and our 1-year-old son. But my father, who is about to retire next month, got to know that the Central Government Health Scheme (CGHS) […]
The need to build deeper insurance distribution landscape
Published in Mint on 14 October 2015, Written by Kapil Mehta Last weekend, I was in Varanasi for a short break. Sailing down the Ganges by the ghats we were transported into a different world. The cycle of birth, life and death were vividly portrayed in a half-hour boat ride. I find it hard, however, […]
Go to the insurance ombudsman to complain about policy mis-selling
Published in Mint on Oct 13 2016, Written by Abhishek Bondia I was promised double returns with additional benefits after 3 years, over the phone, while buying an insurance policy. But when I asked for the returns after 3 years, the company denied it as the documents I had signed did not promise it. They […]
Insurers charge an extra premium equal to the out-patient department cover provided
Published in Mint on Oct 06, 2016, Written by Abhishek Bondia Is there any health coverage that covers medical tests as well, or is it only for hospitalization? I need to do medical tests on a regular basis due to diabetes. —Arjun Singh There are several health insurance plans that provide outpatient (OPD) coverage. Under […]
Mediclaim malfunction maladies
Published in Mint on Oct 04 2016. Did you know that you get different rates for the same surgery if you go as an uninsured person, or if you go with your own cover or if you go with a group cover? Rates vary across insurance firms as well. I had heard of it, but […]
Importance of Warm Up and Cool down Exercises
Warming up and cooling down correctly are fundamental, yet often overlooked parts of any training program. While these components to training are very basic, many people tend to skip them and just start with their work out. Warm up exercises benefits us by preparing our body for all aerobic activities. A good warm-up gradually turns […]
3 reasons to avoid soda drinks
Did you know that soda present in the soft drinks is one of the biggest factor leading to obesity, depression and stress? Say No To Soda!Why? 1. It leads to weight gain, not weight loss. Although we are awared of the fact that diet soda is calorie-free, but it won’t help us lose weight at […]