A motor fleet insurance provides a cover to the entire fleet of motors. Based on the vehicle type and fleet size, the insurance can be tailored. It is designed for small, medium and large companies with a large number of motor vehicles. Instead of insuring each vehicle separately, the motor fleet insurance will provide one cover for the entire fleet. As a business owner, if you have three or more vehicles under your ownership, you should consider a motor fleet insurance.
In order to file a claim under a motor fleet insurance, you need to gather the following information:
- Name of the policy holder
- Policy number
- Directions to the vehicle
- Contact information
- Names of everyone involved in the accident
- Vehicle license plate number
- Car information
- Insurance information
- Any accident specifics you can remember
Click here to know what is covered under Motor Fleet Insurance
Further, you need to fill the claim form and provide detailed information that includes details about the claim, vehicle details, driver details and accident details and witnesses, if any.
Case on Claim Under Motor Fleet Insurance
I own a logistics business that delivers products in the city. For the same, I have purchased eight motor vehicles which help with quick delivery of the same. I have taken a motor fleet insurance for all the eight vehicles. One of the vehicle met with an accident near my office. I need to file an insurance claim for the same. I contact the insurer and provide the details over the phone. Further, I fill the insurance claim form and provide all the details about the vehicle, claim and the accident. The form is then duly submitted with the insurance company for processing.
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