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How is the Art Valued for Art Insurance?

It is important to have an up-to-date valuation of your artwork to ensure provide you full coverage in the event of a claim. Factors such as artist, market value, and date become important when art is valued for art insurance. Ways in which different categories of art are valued for Art insurance: Insured own artwork: […]

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Six Factors Deciding Property Insurance Premium Rates

If you are looking for commercial property insurance to ensure your business, the following are the factors that can be deployed to decide premium rates: 1. Geography – With this, the insurer can determine environmental risks which your business can face, like an earthquake, flooding, etc. For instance, if your company is situated near the seashore, […]

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What property Insurance should SMEs buy?

Property Insurance is an essential tool that helps in the smooth functioning of business even after a mishap. Every SME owner remains skeptical to buy a property insurance policy but it should be the first priority for small businesses. There are some unfortunate events such as fire, theft, earthquake, etc which could hamper the working […]

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What is local authority clause in fire insurance?

A local authority clause in the fire insurance policy extends to cover the additional cost of reinstatement of the destroyed or damaged property that has been insured accordingly. This clause comes into effect when such an additional cost incurs. Due to the necessity to comply with the authority regulations. Such regulations can relate to the […]

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