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Who can purchase building insurance?

For people living in or using a building, natural disasters or fires or burglaries are all real concerns. To protect against such risks, owners of commercial or residential buildings buy building insurance. So who can purchase building insurance? Owners of commercial or residential buildings may fully or partially use these structures themselves or rent them […]

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How can you minimize the premium for Engineering All Risk Insurance?

During the erection and installation of machinery, the dangers involved are high which can result in huge losses and damage to property. The risks can cause huge financial losses to the contractor. The policy offers cover at several stages of an engineering project, like Storage, Testing, Handling, and Commissioning at a plant or engineering site. […]

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Who can purchase engineering all-risk insurance?

An engineering all-risk (EAR) insurance policy is an ideal purchase for certain businesses. Specifically, such businesses involve some developmental risks that could have devastating financial consequences. For instance, power plants, manufacturing and fabrication set-ups, water and wastewater treatment plants, and telecommunications centers. Engineering all-risk insurance policy offers coverage at several stages of an engineering project. […]

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What does not cover under Art Insurance?

Art insurance secures the most precious work created by an artist against financial damage. The coverage is applicable for all of the insured perils or risks. The following risk does not cover in art insurance: Art insurance does not cover loss to the insured article due to the aging of its intrinsic material. Loss to […]

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How can you minimize the premium for Factory and Warehouse Insurance?

Quite a few measures can be taken to minimize or reduce the amount of premium payable on Factory and Warehouse insurance policy and policies such as: Additional security measures Automatic fire extinguishers Training your staff to safely operate the machinery or raw material Regularly maintaining your workplace Find an insurer who knows your field well […]

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What is Property Insurance Policy?

The property insurance policy is the insurance that protects the physical goods and the equipment of the business or home against any loss from theft, fire, and any other perils. It can be an all-risk coverage policy that gives protection against all the risks. Or can a named-risk coverage policy give protection against only those […]

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What does Builder’s Risk Insurance Policy cover ?

The Builder’s Risk Insurance Policy cover is a unique product that provides coverage of the damages of the building that are presently under construction at various events. This policy covers damages caused by any of the following events: Fire The Wind (may be excluded in coastal areas) Theft Lightning Explosion Hails Vehicles Vandalism Limited coverage […]

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What is covered under a Fire Insurance Policy?

A fire insurance policy covers all properties— moveable or immovable, against various perils. The fire insurance policy has been renamed as the standard fire and special perils policy. So, in this article, we must discuss what is covered under a Fire Insurance Policy. Some of the properties covered under a fire insurance policy are: Building: […]

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