Published in Mint on, December 24 2013, Written by Kapil Mehta Which is better—an individual policy or a family floater plan and why? —Amit Family floater plans are best if both spouses have almost similar age and are in good health. Typically, family floater insurance is priced based on the eldest person’s age. If other members […]
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Ajwain or Carom seeds – nature’s tiny wonder!
Ajwain seeds or carom seeds belong to the cumin (jeera) family and grow widely in India. They are used extensively in Ayurvedic and Unani treatment. Carom seeds have a pungent smell and taste and provide exceptional value – a few flakes of carom in any dish add both taste and nutrition.
IRDA’s new circular tackles common claim related concerns of policyholders
IRDA’s new circular tackles common claim related concerns of policyholders My friend, Shivam, missed renewing his car insurance policy because the insurer did not remind him on time about the renewal due date. When he found out that his policy had lapsed, he renewed it but after facing the hassles of getting a car inspection […]
Buy health insurance and critical illness cover separately
Published in Mint on 29th April 2014, Written by Kapil Mehta I will be travelling by train from New Delhi to Kolkata to attend a cousin’s wedding. I will be carrying expensive jewellery. Can I insure it for the journey? —Karan Kapur The jewellery can be insured under marine or domestic travel insurance. However, there […]
Health plans cover maternity costs after a waiting period
Published in the Mint on October 1st, 2013, Written by Kapil Mehta I am told that some insurance plans cover pregnancy. What is the kind of cover provided? My wife is six months pregnant. Can I take a cover for her? —Karthik Bhat Individual health plans cover maternity costs but only after a certain waiting […]
When buying a life policy, consider insurers with claim settlement ratio of at least 90%
Published in Mint on 30th October 2017. Written by Abhishek Bondia I want to buy term insurance. I checked a few websites online but can’t figure out which policy to choose. I am 29 years old and my annual salary is Rs17 lakh. I have my wife and parents as dependents. Kindly help. —Akarsh Rastogi […]
Motor insurance policies also cover drivers who have valid learning licence
Published in Mint on 18th September 2017. Written by Abhishek Bondia My daughter is learning to drive a car. She has a learner’s licence. Recently, she drove into a wall and the car was damaged. I was sitting beside her. Will my comprehensive car insurance cover the damage? —Mehak Ranade Yes, the motor insurance policy […]
Why should we avoid eating processed food?
Food is processed so that it should last long, making it more convenient. When the food is processed; high level of salt, sugar, preservatives and trans-fat is introduced in the food. Also, food processing removes some of the nutrients, vitamins and fiber present in the food. Processed food, as not the organic one, is bad […]
6 Eye Exercises for Reducing Computer Strain
After working all day and staring at the computer, do you ever feel that your eyes are strained. Many of us are spending an average of 6-7 hours in front of computer during work, which leads us to the tired eyes, blurry vision and heaviness in the head. Millions of us today suffer from fatigued […]
Motor insurance covers primary and non consequential damage
Published in Mint on Nov 12 2013, Written by Kapil Mehta I own a car which is used only in my farm and we do not take it out on the roads. Can I get this car insured? If so, what will be the cost of premium? —Akhilesh You must insure your car. It is mandatory […]