Whenever there was a discussion of healthy food, have you ever considered fermented food? If no, then you should! Fermentation is the process of converting carbohydrates present in food into an organic acid with the use of bacteria. This process is done in the anaerobic condition which basically halts the growth of bad bacteria. Eating […]
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Healthy Habits For Cancer Prevention
4th of February is known as ‘World Cancer day’, which is an international day marked to raise the awareness of cancer and encourage people about its prevention, detection, and treatment. Cancer does not happen overnight. The choices of your diet, exercise, and other daily habits can affect your risk of developing cancer. Hence it is […]
If a private car is given for commercial use, claim during that period is inadmissible
Published in Mint on 5th February 2018. Written by Abhishek Bondia. I had lent my car to a friend for election campaigning. However, my friend told me that the car got stolen and he has not lodged a police complaint. Can I file my claim in the normal course? The car was most likely lost […]
Reducing costs in traditional insurance plans
Published in Mint on 5th February, 2018. While most insurers favour status quo, will the lowering of surrender charges in traditional insurance cum investment plans benefit the policyholders? We ask the experts. R.M. Vishakha, MD and CEO, IndiaFirst Life Insurance Co. Ltd Unit linked insurance plans (Ulips) are market-linked, and investor bear the risk of […]
Budget 2018: Rs5 lakh Modicare for the poor
Published in Mint on 2nd February, 2018. The budget 2018 focussed on senior citizens and people from the lower-income group. While increasing the tax deduction should encourage individuals to buy more health insurance, the flagship National Health Protection Scheme that the budget 2018 announced will cover over 10 crore poor and vulnerable families or about […]
Budget 2018: Merging state-run general insurance companies for better valuation
Published in Mint on 2nd February, 2018. The Budget 2018 announced the merger of three state-run general insurance companies: National Insurance Co. Ltd, United India Insurance Co. Ltd and Oriental India Insurance Co. Ltd; before listing them on the stock exchanges as a part of its disinvestment programme. New India Assurance Co. Ltd, the fourth […]
Traditional money-back policies return money during the policy tenure
Published in Mint on 29th January, 2018. Written by Abhishek Bondia. I have accumulated about four traditional life insurance policies. I want to reduce these so that the sum assured from these policies is about Rs50 lakh. How should I decide which policies to do away with? —Girish Nair Traditional life insurance policies typically have […]
SecureNow places a Solar Module Performance Warranty Insurance In India
Delhi, December 17, 2017: SecureNow Insurance Broker (SecureNow) in collaboration with a leading general insurance company has issued a first-of-its-kind Solar Module Performance Warranty (SMPW) Insurance in India. The said product is an added measure of protection for the panel warranties which a panel manufacturer (OEM) with the help of an insurer offers to its […]
Let’s celebrate the spirit of Working Moms
Working moms have more successful daughters and more caring sons, says Harvards’ study. “When you go to work, you are helping your children understand that there are lots of opportunities for them,” as per the study. Let’s celebrate the spirit of Working Moms! Share your pictures of your motherhood moments and win a special gift […]
Money back life insurance policy typically yield an effective return of 3% to 5%
Published in Mint on 22nd January 2018. Written by Abhishek Bondia How does one calculate the net returns from a money-back insurance policy? I was shown two sample calculations but I am not sure if these are realistic. I want to calculate on my own. —Sahil Seth The principle of estimating net returns is to […]