With the advent of the industrial revolution, it had a profound social impact, particularly in terms of the number and severity of accidents in manufacturing plants. With the evolution of sophisticated manufacturing product lines and the implementation of heavy machinery, chemicals, and robotic engineering, the risks for human workers have increased dramatically. In response to […]
Liability Insurance






What are the different types of Business Insurance for small businesses?
Business insurance, also referred to as commercial insurance policy, is a combination of insurance plans catering to a multitude of business needs. Based on the type of activity in the firm, any or multiple of the following different business insurance policies can be bought: Office Premises / Shop Insurance Stocks / Goods (Raw, in process, […]
Small business owners covering legal fees in the case of a lawsuit
Businesses these days are vulnerable to many lawsuits regardless of the location or industry. Small business owners are frequently involved in defending against claims and lawsuits arising from their business operations. While doing business, small businesses interact with clients, vendors, employees, and contractors, and any one of them can claim that a particular incident caused […]
What is Occurrence-Based Malpractice Insurance?
An occurrence-based malpractice Insurance, which comes under a commercial general liability policy, protects the policyholder from a covered incident that ‘occurs’ during the tenure of the policy, irrespective of the fact when the claim is filed. It means an occurrence-based policy will cover those claims as well which arise even when the policy had canceled […]
What are the duties of Insured under product Liability Insurance?
Product liability insurance plays an important role in safeguarding the business from various claims which may arise in respect of its products and services. So, what are the duties of the Insured under Product Liability Insurance? Though product liability insurance offers coverage; the policyholder has to discharge some duties under a product liability policy. Duties […]
How Much Cover Should You Take in Public Liability?
The amount of public liability cover you need depends on the kind of business you do and what kind of coverage your clients are expecting. Further, while deciding on the cover, you should think about the scale of work you do. Along with the possible compensation amount that you would have to pay in case […]
What are the duties of Insured under Commercial Liability Insurance?
Commercial Liability insurance policies are an important protection for corporate policyholders. They are known for providing defense and indemnity coverage against claims for bodily injury and property damage. This policy enlightens on the major duties of an Insured under Commercial Liability Insurance. Listed below are the duties of an insured under Commercial Liability Insurance in […]
Does General Liability Insurance Covers Property Damage?
Yes, commercial general liability insurance also covers property damage. A typical commercial general liability insurance covers loss or damage which may arise due to bodily injury or property damage for which your business may be responsible for paying. Overall, commercial general liability insurance offers coverage in case of bodily injury and property damage for which […]
What is Product Liability Insurance Policy?
Product liability insurance is a policy that indemnifies the distributor, wholesaler, and retailer against various losses or damages which could arise out of the consumption or use of products manufactured, sold or distributed by them. As a manufacturer who is supplying products, you always deal with the risk that your products could cause loss or […]
What is a Liability Umbrella Insurance Policy?
A liability Umbrella Insurance Policy is like extra liability insurance that safeguards you against various claims and lawsuits. Thus, it helps in protecting your assets in the following two ways= It gives additional liability coverage over and above the limits of your auto and home insurance policies. The liability umbrella insurance policy coverage kicks in […]