Importance of Replacement Cost Value (RWA) in Property Insurance

Commercial property insurance is a crucial coverage that no business can do without. But have you heard of Replacement Cost Value? If not, here is the blog post jotting down the importance of replacement cost value in property insurance. It adds an advantage to your business insurance coverage.    What is Replacement Cost Value? The […]

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Environmental liability insurance (ELI) – Coverage and Benefits

The environment plays a crucial role in keeping our planet Earth healthy and thus it is our responsibility to protect the environment. With a lot of importance given to nurturing environmental consciousness, the government has formulated various environmental laws and keeps bringing new legislation related to environmental safety. Companies operating in industries like the energy […]

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5 Different Types of Property Insurance in India

Property insurance is an essential investment for every homeowner and for businesses as it offers protection against unforeseen incidents such as thefts, fire, and natural or man-made disasters. It is crucial to ensure that your property is protected in case of damages caused by such incidents. However, many property owners tend to overlook this critical […]

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Housing Society Fire Insurance Policy and Perils covered under it?

The India Risk Survey (IRS) states that fire outbreaks are the third biggest risk to business continuity and operations. The survey attributes the increased fire risk to safety regulation non-compliance and inadequate fire services. This increase in risk follows closely behind information and cyber insecurity and natural disasters. Every housing society and business should have […]

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Benefits of Online Marine Insurance

Marine insurance is essential for businesses that transport goods by sea and other various means of transport. Further, there are multiple benefits of Online Marine Insurance in today digital age. It offers protection against financial losses caused by accidents, natural disasters, or malpractice during the journey of the shipment. It also covers loss due to […]

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Video- Know the right price for Directors & Liability insurance policy

Right price for Directors & Officers Liability insurance policy Understanding the key determinants that impact the pricing of Directors & Officers Insurance is crucial for companies. In this video, we will explore the various factors that insurers consider while determining the right price to buy Directors & Officers Liability insurance By the end of this […]

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The ignored need of insurance by small businesses

As I was thinking about topics for this column, I was in two minds whether to write about the need for insurance for small businesses or not. It is not a very popular topic. The next morning, I read about the fire incident at the Bhagirath Palace at Chandni Chowk, Delhi. More than 120 shops […]

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Types of Group Medical Insurance Policies in India

Insurance is an important component of your employee benefits packages. More employees today have access to group medical insurance policies which cover medical, dental and vision expenses as well as life insurance for their families. Insuring your employees takes planning. However, there are several types of plans to choose from when deciding how best to cover […]

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Top Life Insurance Companies in India with Claim Settlement Ratio

Life insurance is becoming an essential part of every Indian household. It doesn’t just provide financial security in the event of your departure but also helps you deal with unexpected expenses. The claim settlement ratio is an important part of purchasing a life insurance policy. A comprehensive life insurance plan coverage with a lower premium […]

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