Published in Mint on Oct 28 2015 To increase the distribution footprint of the insurance industry, the Insurance Regulatory and Development Authority of India (Irdai) has allowed a new type of distributor, called the point of sale (PoS) person. According to Irdai, this step is a part of its developmental agenda and it hopes that […]
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Insurance: health over life
Published in Mint on Oct 18 2015 One of the joys of being a senior citizen is that your working days are behind you. This also means having working children and financial assets that make buying a life insurance policy unnecessary. However, what you need to consider seriously is a health insurance policy. Hospital bills […]
Habits to keep your heart healthy
If you’re a smoker, quit. It’s the single best thing you can do for your heart health.
Smoking is one of the main causes of coronary heart disease. A year after giving up, your risk of a heart attack falls to about half that of a smoker.
You’re more likely to stop smoking for good if you use NHS stop smoking services. Visit the Smokefree website or ask your GP for help with quitting.
Share your Success Story with #SecureNow – Facebook Contest
Share a story of how a personal struggle/difficulty was overcomed to achieve great success. The experience could be yours or someone you know. The comment with maximum likes will win the #SecureNow Success Story competition. Process: 1. Share your experience in the comment section of the facebook post- https://goo.gl/wgiL8P . 2. Mention #SecureNow hashtag in […]
Tardy complaint handling and service hurts insurers
Published in Mint on 2 September 2015, Written by Kapil Mehta Last week, The New Yorker released a curated edition of its best cartoons over the past 90 years. My favourite is of two cavemen who have obviously just made a sacrificial offering. One of them looks quizzically at the other and says, “I don’t […]
How to Keep a Food Diary and Why
Many nutritional experts agree that keeping a food diary is critical to weight loss success. A food diary creates a conscious awareness of food intake and eating patterns. After keeping a diary many people are often surprised at how that “occasional” big dessert turns out to be a regular occurrence. While some factors such as […]
Buying a pension plan? Pick annuity first
Published in Mint on Aug 17 2015 The Insurance Regulatory and Development Authority of India (Irdai) has now made it mandatory for customers who buy pension plans from life insurance companies to select an annuity option at the time of purchase itself. An annuity is a pension product that provides periodic income. You buy a […]
Blame the product design; not the insurance agent
Published in Mint on 15 August 2015, Written by Kapil Mehta I would not like to be an insurance agent. Research regularly reconfirms that it is one of the most looked-down upon professions in the US, Australia, the UK, most of Asia and India. A Gallup Inc. poll conducted in the US between 1977 and […]
5 advantages of insurance going digital
Published in Mint on Aug 03 2015. Advantages of insurance going digital. Digital insurance services offer convenience, choice and comparison. The financial services industry, including insurance, is also making efforts to tap this space. Life insurance, traditionally sold by agents, is available for online purchase, often at lower prices. According to a report by Boston […]
Preventing Hepatitis
How to prevent hepatitis A Wash your hands with soap after going to the toilet Only consume food that has just been cooked Only drink commercially bottled water, or boiled water if you’re unsure of local sanitation Only eat fruits that you can peel if you are somewhere where sanitation is unreliable Only eat raw […]