In India, the smart homes revolution is reshaping the way we live. Many millennial and Gen Z homebuyers prefer smart homes equipped with sophisticated security systems, automated lighting, AI systems, smart appliances, and more. With the adoption of cutting-edge technologies in every space of life, smart homes seem to be an efficient and convenient choice […]
Home Insurance
How Insurance Works for Natural Disasters: Are You Covered?
Over the years, India has become prone to constant attacks from nature. All witnessed how the year 2024 brought a series of devastating natural disasters. Around 51 cloudburst and flash flood incidents were reported in Himachal Pradesh between June and August. Similarly, the Vijayawada floods affected over 270,000 lives between August and September. Numerous such […]
How Much Renter’s Insurance Coverage Do You Really Need?
Renter’s insurance or tenant insurance is gaining traction for the numerous benefits it offers. With the increasing urbanisation and higher rents, people understand the need to protect their personal belongings. In India, certain regions are prone to earthquakes, floods, and other natural calamities, which can cause damage to valuables. Home insurance coverage held by the […]
A Guide on Home Insurance for the First Time Property Buyers
Buying your first house is a momentous accomplishment, but it also carries with it a lot of responsibility, such as making sure your investment is properly safeguarded. Property and casualty insurance, sometimes referred to as home insurance, is crucial in this situation. We will go further into the world of house insurance in this article, […]
What are the types of moving insurance?
When you are shifting your base from one place to another place, household belongings are exposed to various types of potential risks. From physical injury to loss of belongings, one can face loss or damage in any form during household moves. In such scenarios, moving insurance plays a significant role in providing financial assistance. What […]
Does renters’ liability insurance cover infringement lawsuits?
Renters’ liability insurance provides protection to tenants by covering various types of damages and liabilities that may arise during their tenancy. However, when it comes to infringement lawsuits, the coverage can be complex and often depends on the specific policy and circumstances involved. In this article, we will explore the scope of renters liability insurance […]
How to Claim Home Insurance for Water Damage?
As a homeowner, it is essential to know what kind of perils your home insurance policy covers and how to file a claim if damage or loss occurs. Water-related damage is quite common in apartment buildings that share pipes. Will home insurance cover water damage? establishing which standard home insurance coverage applies for water damage […]
Housing Society Fire Insurance Policy and Perils covered under it?
The India Risk Survey (IRS) states that fire outbreaks are the third biggest risk to business continuity and operations. The survey attributes the increased fire risk to safety regulation non-compliance and inadequate fire services. This increase in risk follows closely behind information and cyber insecurity and natural disasters. Every housing society and business should have […]
What are the different types of houses? – Insurance for homeowners
Home insurance is a form of property insurance that covers damages caused to different types of houses or possessions in the home and can be opted for by house owners. There are two types of home insurance policies that are mainly opted for by owners: Building Policy Package Policy Building Policy As is evident by […]
What are the different types of accidents that can be covered by Home Insurance?
The policy covers both natural and man-made disasters. Here are some of the accidents covered under a home insurance policy: Additional covers A home insurance policy comes with some great add-on covers. Here are some of them: You can buy the policy: Indeed, your home is one of your valuable possessions. Go ahead and buy […]