The importance of medical insurance has only increased post-Covid-19. For employers, this means selecting the right group of health insurance for their employees. Choosing the best group mediclaim policy would be one that offers the maximum benefits at a reasonable cost. If you are an employer looking to purchase corporate health insurance, here are […]
Why do I need a group health insurance policy?
A group health insurance policy covers a group of individuals under a single plan. The policy features affordable premiums and provides good health coverage to the insured members of the group. Corporations usually opt for a group medical insurance policy as an employee welfare benefit. The policy covers the employees of the organization for their […]
Features of a Group Health Insurance Policy
The comprehensive features of a Group Health Insurance Policy go beyond the conventional coverage. From obtaining a health card and availing health checks to the myriad benefits like maternity coverage, tax benefits, and the hassle-free cashless claim facility, members get the various features that make choosing the right plan imperative. Insured get There are different […]
How do insurers determine the cost of Group Health Insurance Policy?
A group health insurance policy covers many individuals under a single policy. An insurer will issue a master group medical insurance policy to recognized groups. It will have the names of all insured members. When new individuals join the group, the policy covers them by default. So, there are various factors determining the cost of […]
Choose the right group health insurer
In India, almost all well-established corporates have a group health insurance policy for their employees. With more than 20 group medical insurance providers in the market, choosing the best group mediclaim policy in India can be daunting. That being said, if you keep a few key aspects in mind, you can actually choose the right […]
Buying a group health insurance policy
A group health insurance policy covers a group of individuals under a single plan. Only registered and recognized groups can buy group medical insurance for their members; the most common of these groups is employer-employee. Usually, employers buy such health insurance plans as part of their employee benefit programs. Group mediclaim policies are bought because […]
Filing a claim under group health insurance policy
The process for filing a claim under a group health insurance policy depends on the hospital and the type of treatment. Claiming health insurance in-network hospitals A network hospital is one that has a tie-up with an insurer. Members covered under group health insurance can get cashless hospitalization from network hospitals. This means that the […]
Right Price for Group Health Insurance – Infographic
Group health insurance policy or Group medical insurance offers health coverage to employees of an organization at affordable premium rates. Right price for Group health insurance policy (premium) is calculated after taking various factors into consideration at the time of buying Group Health Insurance Policy. To obtain the right price for group health insurance for […]
Right Insurer to buy Group Health Insurance – Infographic
There are many public and private insurance companies that offer group health insurance with a range of benefits. Choosing the right Insurer to buy Group Health Insurance is crucial for any business owner. Factors to consider when choosing insurer for buying Group Health Insurance The following are some key factors to consider when selecting an […]
Claim process of Group Health Insurance – Infographic
Group health insurance offers protection to employees of an organization against any medical emergencies by covering them for hospitalization costs. To file a claim under a group medical insurance policy, you will need to follow the steps outlined by your insurance company. Below is a general outline of the process you can expect: Consult your […]