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Difference between company health plans of private and public sector insurers

The differences between company healthcare plans and commercial and public insurers are a critical factor that significantly affects the state of employee healthcare. Profit-driven insurers in the private sector frequently place a high value on flexibility and customisation in their health plans, modifying their offers to suit the various demands of both employers and employees. […]

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What are punitive damages in the context of workplace accident insurance?

Workplace accident insurance is a legal requirement, that provides financial protection to employers by compensating employees who get injured on the job. It protects employers from lawsuits, promotes workplace safety, and ensures a prompt and fair resolution for workplace injury claims. Having workplace injury insurance exhibits a commitment of the employer toward employee welfare and […]

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Group Accident Guard Policy – Key Considerations for Legal Responsibilities

Accidents are inevitable. Employees are most valued assets of any business, so it is crucial to protect them financially in any unforeseen events. As a part of employee welfare programs, most organisations avail various group insurance covers to protect employees during unforeseen events. This includes group term insurance, group health insurance, group accidental insurance policy, […]

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Benefits and coverages under Student Safety Insurance Policy

Benefits and coverages under Student Safety Insurance The student safety insurance policy is offered to students and can be availed by educational institutions such as schools, colleges, etc. In case any unfortunate events such as death, temporary or permanent disability, etc happen to the student, the claim is issued under the name of the educational […]

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