Making A Claim Under Health Insurance, Keep These Things In Mind

Health Insurance is a lifesaver protection plan. It keeps you solvent at the time of medical issues. As medical cost is shooting up, it becomes crucial to consider the smooth claim settlement process as a key factor while buying your health insurance policy. Always, check the claim settlement ratio of insurers in order to buy […]

Read More

Do not rely only on company health cover for dependants

Published in Mint on 27th May 2014, Written by Kapil Mehta My mother and father have retired and have no mediclaim. However, my wife and I have added them as dependants in our company health insurance. In my company, they are eligible for Rs.1 lakh as group cover and in my wife’s, they are eligible […]

Read More

Reimbursement vs Cashless Claim Settlement Process

Health insurance plans have two types of claim settlement process: cashless and reimbursement. What is a cashless claim? Any policyholder can get medical treatment i.e planned and emergency hospitalization at a hospital listed in the network by the insurer/TPA without having to pay. The cashless request also can be initiated prior to the admission date […]

Read More