Sidebar_image1 Sidebar_image1 Sidebar_image1
1 3 2 4 5 6
Sidebar_image1 Sidebar_image1 Sidebar_image1

A top-up plan is useful only if you already own a base plan

Published in Mint on 18th February 2014, Written by Kapil Mehta I am 33 years old. I am covered along with my family (wife and child), for Rs.4 lakh through my company’s group mediclaim policy. I am considering taking a personal cover as well. Would you recommend going for a top-up insurance plan? Not all […]

Read More

Explainer| The third party administrator in health insurance

Published in Moneycontrol. Recently, the Insurance Regulatory Development Authority of India (IRDAI) allowed health insurance policy holders to choose their third party administrator (TPA) while buying the cover or at the time of renewal. This move empowers the consumer and, at the same time, underlines the importance of the TPA in the process of claims […]

Read More

The difficulty in rating health insurance products

Published in Mint on 11th January,2015 , Written by Kapil Mehta Two years ago when Mint discussed rating individual health insurance products, I readily agreed. The idea was compelling. And how difficult could it be to put this together? Well, we underestimated the task. There are 26 insurers, offering about 50 health insurance products, over 300 […]

Read More

As insurance payouts rise, so could your premiums

Published in Mint, on 10th April 2017 From this financial year, your insurance agent is eligible to get a higher payout for selling you a policy, but did you know that this may increase your premium as well? Last month, the Insurance Regulatory and Development Authority of India (Irdai) in a series of circulars has […]

Read More

Should you consider protecting your business with cyber insurance?

Published in Cafemutual on 7th April,2017 With the increase in online transactions and use of technology to manage confidential data comes the risk of cyber threats underlining the need of having cyber insurance policies. So, it is not surprising that companies and individuals with technology related operations and large quantity of customer data are now […]

Read More

Sub-limits are critical to evaluate in health insurance

Published in Mint on November 27th, 2013, Written by Kapil Mehta Recently my car collided with a bike, due to which the person on the bike and I, both got injured. I have a comprehensive car insurance policy of Rs.6 lakh, which covers my own damage as well. I want to know how much compensation […]

Read More

24-hour hospitalisation must for availing of maternity insurance

Published in Mint on 2nd October 2017. Written by Abhishek Bondia. Are expenses incurred for childbirth covered under health insurance, even if the hospitalisation was for less than 24 hours?  —Anandi Sharma Maternity-related treatments are generally not classified as daycare treatments. So, the minimum requirement of 24 hours of hospitalisation is a must. Typically, in […]

Read More