A travel agent is the next best option if you prefer to buy from an individual. Published in Mint, Augst 14th 2013, Written by Kapil Mehta My wife and I are senior citizens. My wife is covered under the extra care scheme of a private health insurance company. She was operated before the commencement of […]
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How insurance can help an SME deal with credit defaults
Published in Economic Times on 7 July, 2015, Written by Kapil Mehta Insurance is generally meant to cover accidents and risks outside the control of the insured. Generally, contractual obligations are not insurable. For example if an SMEassumes a liability – limited or unlimited – in a contract then this will not be insured. Penalties […]
LIC-IDBI Bank deal: The good, the bad, the ugly
Published in Mint on 4th July 2018. Through special permission from the Insurance Regulatory and Development Authority of India (IRDAI), the Life Insurance Corp. of India (LIC) has been allowed to pick an estimated, additional 43% stake in IDBI Bank Ltd that will make LIC the largest shareholder of the bank. This made headlines for two […]
The role of employee benefit insurance schemes in SMEs
Published in Economic Times on 25 May, 2015, Written by Kapil Mehta Small companies should start looking at group insurance schemes for their employees owing to the extra benefits that accumulate over and above the features available against an individually bought insurance scheme. What are Employee Benefit Insurances? Large companies routinely use medical and life […]
Advantages of Green Coffee
Nowadays we hear a lot about advantages and health benefits of having green tea. But have you ever heard about green coffee? Yes, there is one variant of the refreshing coffee known as green coffee which are the unroasted seeds of coffee. These unprocessed seeds are full of anti-oxidants and are highly beneficial for your […]
Keyman insurance can keep an SME afloat even if the promoter dies
Published in Economic Times on 3 June, 2015, Written by Kapil Mehta What is a Keyman insurance? It is with a little annoyance that I use the word Keyman because it assumes that the important person in a company is a man. That is often not the case and Keyperson would have been a better […]
Top 5 Exercises For Your Biceps
Whenever we think of hitting the gym or building a body, the first thing that comes to one’s mind is strong, developed arms. This is also because these muscles are easily noticeable as the large focus is on the biceps. Usually, when someone hit the bicep day, the major target is to attain the maximum […]
Employer-employee insurance: A tax-efficient way for SMEs to purchase insurance
Published in Economic Times on 9 June 2015, Written by Kapil Mehta What is employer-employee Insurance? The employer-employee structure is one where the company buys insurance but the beneficiary is an employee. It is a benefit given by the company to select employees. In today’s context, this is particularly relevant because attracting and retaining employees […]
5 Ways To Fight Depression
Depression is a mental health disorder which causes the persistent feeling of sadness and loss of interest in things thus causing many behavioral and physical changes. Nowadays, depression is a common disease with a wide chunk of population suffering from it. The World Health Organisation (WHO) has predicted that depression will be the second most […]
How to effectively present claims to an insurer
Published in Economic Times on 29 June, 2015, Written by Kapil Mehta Over the years I have seen countless claims rejected because the case was ineffectively presented or process not followed. For example, an employee covered under group medical insurance did not intimate the Insurer/TPA about hospitalization at the time of admission into the hospital. […]