Published in Mint on May 03 2016, Written by Abhishek Bondia Can a policy holder have a life cover in both electronic and paper form? —Geetesh Handa You can choose to keep your policy either in de-materialised (demat) or hard copy form, but not in both. But you can opt to keep some policies in […]
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Start your day with Surya Namaskar
Getting up early in the morning and practising Surya Namaskar is one of the best ways to start your day fresh. Also known as sun salutation, Surya Namaskar is a sequence of 12 yoga poses that flow one into the other with rhythmic breathing. Each of the 12 Surya Namaskar poses is designed to have […]
Spinach- A Super Powerful Green Vegetable
Popeye was on the right path when he chose spinach as his source of vitamins and superpowers. When you were young, you probably didn’t like to eat it. You can have them sometimes in drinks, salads, soups, a sandwich, or even in stew. You can make spinach a part of your daily diet by eating it […]
Staying up late could be bad for your health
Staying up late will be detrimental to human health, because the adrenal cortex hormone and growth hormone are all secreted during the night when people are sleeping. The former is secreted before dawn, which can promote the metabolism of carbohydrate in human body, and protect the development of muscle; while the latter is produced only […]
Survival period in a critical illness rider is usually 90 days
Published in Mint on Apr 19 2016, Written by Abhishek Bondia When is the payment made if one has a critical illness rider with a life insurance policy? —Biju Jose The benefit of a critical illness rider is paid when the insured is diagnosed with one of the specified illnesses and lives through the survival […]
Two insurance policies will not reimburse for the same expense
Published in Mint on Apr 12 2016, Written by Abhishek Bondia Can I take a health insurance plan for my parents who are senior citizens? Are there any tax benefits that I can avail of if I pay the premiums for the insurance policy? —Shalin Gupta Yes, you can be a proposer for your parents’ […]
Healthy Diet- 8 Super Foods You Should Eat Every Day
While the old adage “you are what you eat” is only partially true — you are also what your genetics predisposes you to be — what we put into our bodies clearly does have an impact on our health and overall well-being. And while some diets may promise a magic bullet to healthier aging, there […]
Buying single life plan is more cost effective than a joint policy
Published in Mint on March 22 2016, Written by Abhishek Bondia Will claims be given in suicide cases? If not, are there are any exceptional clauses under which suicide cases will be considered? —Harish Nair Suicide is a standard exclusion for the first year in all individual term life insurance policies. After the first year […]
Maternity costs are a standard exclusion in most health covers
Published in Mint on March 15 2016, Written by Abhishek Bondia My car has a dent on one side. My car insurance is due for renewal next month and when the surveyors came to check my car, they denied insurance saying that I need to get the dent fixed first as I might ask for […]
Eating in small portions
It used to be thought that three meals a day were better for you. In fact, most health experts even recommended against snacking as they felt that it promoted overeating and weight gain. However, experts are now finding just the opposite to be true. Research suggests that consuming several mini-meals throughout the day can give […]