Employee group health insurance is a type of insurance policy purchased by employers to provide healthcare coverage to their employees. It typically covers medical expenses such as hospitalization, surgeries, and medical consultations. Group health insurance policies are affordable and provide coverage for pre-existing medical conditions, making them a popular employee benefit. Employers can choose to […]
What are the advantages of a Group Health Insurance ?
What are the advantages of Group Health Insurance? Group health insurance offers coverage to a group of people, as members of a society or employees of a company. The organization can either self-design a plan or choose a pre-planned insurance policy from the insurer. The policy is beneficial for both employees and employers. Let’s have […]
What are the different types of Health Insurance plans to cover medical costs
There are multiple types of health insurance plans available to provide for the various health-related expenses incurred by individuals. However, by buyer eligibility we can divide all plans into three broad classes: Group Health Insurance – Group Health Insurance refers to a policy that provides medical coverage to a group of individuals, typically employees of […]
A to Z of Group Health Insurance
Group health insurance is one of the most sought-after and least expensive employee benefits in India. Explore this article thing you need to know about group medical cover for your employees, in one place.A to Z of Group Health Insurance Group health insurance for employees is a type of insurance that is purchased by employers […]
Maternity benefits in Group Health Insurance
One of the features that young employees value is maternity benefits in group health insurance. This post explores what makes this feature so appealing to employees. Maternity benefits available in a Group Health Insurance Policy : A group health insurance plan typically provides the following maternity benefits to the insured : 1. Maternity sum assured […]
Cover for pre-existing conditions in group health insurance
An advantage of buying group health insurance is that benefits can be significantly enhanced over a standard policy. One such benefit relates to pre-existing conditions. In this post, we examine the meaning of pre-existing conditions and how insurance companies cover them. We also look at how employers can offer employees a great deal of coverage […]
Fewer waiting periods with group health insurance
A standard individual health insurance policy comes with different waiting periods for various diseases. What this means is that after buying an individual medical insurance policy, you might have to wait for some time before submitting a claim. The amount of time you have to wait might differ based on the medical treatment as well […]
What is the difference between group health insurance and individual health?
For salaried individuals, when it comes to considering health insurance, there are broadly two options available – group health insurance and individual health insurance. Though both plans offer healthcare coverage to an individual or the family, both plans differ by definition, details, and in other ways. Understanding the difference between group health insurance and individual […]
Pros and cons of group insurance family floater options
Groups often offer health insurance coverage to their members. For employers, this is a useful incentive to hire and retain employees. It involves the employer buying a group mediclaim insurance policy that will cover its employees. Some organization offers to extend the medical coverage to the family of the employees through family floater option. In […]
Domiciliary hospitalization and health insurance
Sometimes, we might need serious medical care but might not be able to leave home. In such circumstances, hospital-like treatment would have to be administered at home. This is domiciliary hospitalization and health insurance. How do health insurance providers treat domiciliary hospitalization? This post attempts to offer some clarity on the issue. Inclusions and exclusions […]