A standard individual health insurance policy comes with different waiting periods for various diseases. What this means is that after buying an individual medical insurance policy, you might have to wait for some time before submitting a claim. The amount of time you have to wait might differ based on the medical treatment as well […]
What is the difference between group health insurance and individual health?
For salaried individuals, when it comes to considering health insurance, there are broadly two options available – group health insurance and individual health insurance. Though both plans offer healthcare coverage to an individual or the family, both plans differ by definition, details, and in other ways. Understanding the difference between group health insurance and individual […]
Pros and cons of group insurance family floater options
Groups often offer health insurance coverage to their members. For employers, this is a useful incentive to hire and retain employees. It involves the employer buying a group mediclaim insurance policy that will cover its employees. Some organization offers to extend the medical coverage to the family of the employees through family floater option. In […]
Domiciliary hospitalization and health insurance
Sometimes, we might need serious medical care but might not be able to leave home. In such circumstances, hospital-like treatment would have to be administered at home. This is domiciliary hospitalization and health insurance. Key Takeaways Not a Standard Feature: Domiciliary cover is not always included by default. In both individual and group plans, it […]
How Group Health Insurance Complement the Employer?
Know how your group health plan complements you with the ways mentioned below. Also, we at SecureNow provide you with quotes from different insurance providers all in one place.
Seven Tips to Boost the Healthy Habits Among Employees
Undoubtedly, a healthy workforce makes for a productive team. A company can get more out of their employees if they take their health and wellness seriously. Moreover, if you are offering a group mediclaim policy, these healthy habits will lower the insurance claim and further trim the premium coverage. Key Takeaways The Knowledge Gap: Most […]
11 Group health insurance Features That Benefit Both Employers and Employees
The employer-employee relationship is one of mutual benefits. While employees work for the benefit of the organization, the organization is expected to benefit the employees financially and non-financially. Group insurance plans are part of the financial benefits that ensure the financial safety of employees and their families in case of contingencies. Though not a necessity, […]
Group insurance – who can be added and how often
Group mediclaim policy allows employers to provide insurance coverage to their employees. Relatively low premiums and tax deductions make it attractive to employers. On the other hand, features like extensive coverage, the inclusion of dependents in the policy, and cashless hospitalisation appeal to employees. But what type of employees can be included in a corporate […]
The Group Health Insurance Features that Benefit Employers & Employees
Buy group health insurance and get key benefits. Check quotes of various insurance companies with SecureNow.
How does a GMC policy work?
How does a GMC policy work? Quality healthcare in our country has become an exorbitantly expensive affair. As per a recent report by Mercer Marsh Benefits, the medical trend rate in our country is pegged at 10%. This will be double the overall inflation of 5%. Medical Trend Rate indicates the increase in per-person cost […]