To ensure the health of your business, it is necessary to take care of your employees’ health. By offering a group medical insurance policy, you can take care of your employees’ rising medical expenses that could otherwise be a major burden on their finances. Often, organizations review the background of insurers and the policy but […]
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What are the risks that may hamper your business’ productivity?
Irrespective of their industry, most organizations focus on maintaining high productivity at work. The business owners think they can ensure smooth business operations when the hired workforce is giving its best at work. However, sustaining productivity is not as easy as it may seem. It requires maintaining a conducive environment for the employees so that […]
Minimum Health & Safety Requirement for Every Organisation Operating in India
In a recent case where two workers died while working at Anna University, the reputed institution was accused of not providing the necessary safety kits to the construction workers. The workers had been called up to seal a tank opening on the campus. The hazardous chemicals that were being used proved fatal for their health. […]
Multiple individual plans or one group health plan?
Multiple individual plans or one group health plan? A group health insurance plan is an effective tool to increase employee motivation. Most employers avail of a single group mediclaim policy that covers all their employees. However, you could also opt for a different approach and have multiple individual insurances for employees. While such a decision […]
How does renewal pricing work for group health insurance?
A group health insurance policy covers multiple members of a group under its scope. Insured a single policy covering all the members and the policy, called a Master Policy. While issuing the group health insurance policy, the insurance company fixes the premium of the policy based on the following factors – The type of group […]
Boost Your Business Productivity With These 4 Healthy Employee Ideas
Boosting business and especially employee productivity can be tricky. While most managers today understand that the efficiency of the workforce is affected by factors that go beyond earning a decent salary, it is more about improving employee engagement and giving them a sense of belonging, letting them know that their contribution is indispensable for the […]
How the maternity amendment bill impacts employees and employers?
In 2017, Parliament passed the Maternity Benefit Amendment Bill, which has increased the number of paid maternity leaves for working women from 12 weeks to 26 weeks. Though considered it a great move, some were apprehensive about the impact of the bill on employees and employers. Let’s understand how the maternity amendment bill has been […]
20 employees in Your Firm? You are Eligible to Enjoy the Benefits of Group Health Insurance!
All companies, big or small, should buy group health insurance for their employees. Read more about the minimum number of employees your company must have before buying this policy.
Capped expenses in group health insurance
In a group health insurance plan, an insurer can apply caps on certain expense heads. Capping of expenses under group health insurance refers to the maximum amount or the limit that the insured can avail for a specific head under a group health insurance plan. If the capped expenses under one of the heads exceed […]
Group Health Insurance Explained
What is group health insurance? Group health insurance is a medical benefit plan offered to a group of people. However, this group can be of employees working in an organization or members of a society or an association. The plan also offers coverage to this group against hospitalization expenses for medical treatment. Medical insurance policy […]